Now you have a CCJ, why not go after the Credit Card people? And to stop him charging you again - ask for a replacement card (as per lost/stolen) on the grounds that "your card details may have fallen into the wrong hands"... that way, different card number - he can't charge again. Well done so far - keep at it - and nil illegitimi carborundum!

Hi Seftonview. I have a private car park at my business premises and people regularly ignore signs saying "parking reserved", "disabled only" and even "5mph". I'm not going to employ a car park attendant to enforce these signs, so why don't you come and sue me too. I've done all I reasonably can under the DDA - I've been on courses, I've written a thorough Access statement which is on my website - I've even made structural alterations - and I can do without militant customers. I will be removing my "disabled only" parking signs - there is no law that says I have to provide parking, let alone specific disabled parking - so if I am risking court action by having disabled parking, I shall have it no more. Well done - you have made my business far more sympathetic to Disability issues - not!

:? :? :?

Don't worry - the data will have been encrypted - and the current security requirements from card companies are very stringent.

Yes. Otherwise the card company is open to liability under Section 75 CCA that they don't want to take on.

Sounds like you have a serious problem. A noisy pump or a blind would be minor, but if you've had serious water ingress then that will have caused the start of untold damage to the caravan that will shorten its life dramatically. I would try a local solicitor - an initial letter should not cost much, and would focus the dealer's attention to stop the waiting game. If it goes from there, you should be able to claim solicitors costs for a county court action. I know it means you have to spend a bit of money, but frankly a new caravan is several thousand pounds' worth of investment, and you want all the help you can get. A couple of hundred is a good investment. Are you a member of the Caravan Club? If so, get their legal team on it, it should be free (or reduced rate) to members. Has your caravan insurance got Legal cover included?

Yes, it is a con. The simple rule is "If something sounds too good to be true, it probably is."

Alamo are acting as local agent for Europcar. Perfectly legal. What is your complaint - you rented a car, you paid for renting the car. Nobody has charged you for something that you didn't want.

Take the replacement stone. A decent back street jeweller (ie not a chain) will do the job in 10 minutes for a surprisingly small sum. As the purchase is outside the UK you can't expect protection by UK consumer legislation - the shop's offer for a replacement stone is pretty fair in the circumstances. Section 75 does give the card company equal liability - if the jeweller does not comply with Thailand's laws.... I'd take the stone. By the way, you can only bring £175 worth back duty free - so did you pay duty on the item? If you did not - maybe best delete this thread fast!!!!

Write to the supplier stating what you were led to expect as "all inclusive" asking them to provide this. If they do not provide it when you get there, pay the £100 to the hotel, then write again to the supplier on your return asking for a refund. If no refund, then follow with a Letter Before Action and a Money Claim at the County Court.

I would still chase MFI - the "bundle of wires" - including the broken ring etc will have been done as part of moving sockets - and if you paid MFI for the fitting they are responsible. They'll resist and try everything until you hit them with the court action.

Best step - go straight to the lawyer who is handling your side of the divorce.

This is exactly why "Part P" of the building regulations was introduced. As a retired electrician I have seen many MFI nightmares. As soon as I read the heading I knew exactly what your post was going to be about. Taped junctions, broken rings, lack of earths. Typical MFI wiring. Get a report by your electrician, and a quote to put things right, then issue county court proceedings against MFI. The fitter was a sub-contractor - MFI are responsible for the fitter's work. Every ex-MFI client that I had got paid.

Your household insurance policy should have a legal cover section - maybe it's worth checking if this will pay for the court action you need to take.....

2 practical suggestions: Is the car dripping oil - maybe only when the engine is hot - if so, it is possible that when the car was serviced, the drain plug washer or oil filter seal haven't bedded properly - it can happen, even with a careful mechanic. Is the car burning oil - is the exhaust smoke blue, is the car oily near the exhaust pipe? That's the one that you don't want. I would suggest that you ask advice from the mechanic who serviced the car for you - it might be a simple fix. Fingers crossed.

I would add the £30 cash, and deduct 10% from each perfume item (stating why). I would leave sentiment out of the claim - I am sure that you were indeed distressed and feel violated - but for the purposes of the claim, I would recommend leaving emotion out.

1. Why not include cash stolen? 2. If the perfume & aftershave were not new, sealed bottles, you need to make an allowance for usage - ie half empty, claim 1/2 the price. 3. "items of sentimental value" unless there were irreplaceable videos on the media player, where's the emotional attachment to a mass produced item? Keep the letter factual - avoid sentiment, it only clouds the issue. 4. "nor does it compensate...emotional distress" - again, avoid sentiment.

No. None. Your friend should read the contract he signed with the Estate Agent. I would be very surprised if there is not a clause allowing the EA permission to use for publicity.

They can request all they like - they can request 'til the cows come home. You do not have to comply with their request. It would be potentially fraudulent if you asked for an invoice to be made out to anyone other than yourself, anyway.

I would say that it is definitely negligent on the part of the hotel. However, if the hotel believed that the previous guest had merely forgotten to leave the key, that's a different matter. Have the Police not acted? After all, the hotel must have name & address for the previous guests.....

Did you actually look at the car before you bought it? If all 4 tyres were that bad - why did you buy the car?

You should expect a substantial deduction for paying early - after all the reason Provident interest rates are so high is because of the cost of sending a collector round to your house every week. Unless they have changed dramatically in the last few years, they won't use court except as a very last resort - it's part of the Section Manager's job to visit customers where there are payment problems to see what can be worked out. The SM won't want to escalate the case - as it proves he's failed at his job. As a rule of thumb (and don't quote me) add up all the remaining payments. about 1/3 of that is interest & collection - so ask for 1/4 off, and maybe settle for 1/5 off.

Double-check your finance agreement. Is it Hire Purchase (where the credit company are clearly jointly and severally liable with Haven) or is is a personal loan where the finance company's liability is less?

Look at the warranty document. Unless there is a clause there making payment of duty a requirement, the manufacturer can't insist on it. They're on a sticky wicket anyway - what if you went on holiday and brought it back as part of your duty free allowance? What if you were a Hong Kong resident visiting the UK for 3 months and needing a repair while here? They're just taking the p!$$ and trying to defend their practice of charging different prices in different countries. If you emigrated to Hong Kong would that mean you had no warranty on stuff you bought in the UK? Go yell at the manufacturer!

I'm not suggesting you be £12 out of pocket. Do you really want a computer from that dealer after the way they've looked after you? My suggestion was: Return the computer, get a refund, buy a computer elsewhere - and then go get your £12 back.