additionaly the default was filed by Nat West Credit Cards

The default was placed with the CRA's on the 11/10/2004. It looks like it was in response to my IVA which was settled on the 15/12/2004. The account shows as satisfied but still doesn't do anything about the default. should come off in 2010:sad: Is it worth challenging it??

Hello, From reading previous threads I am aware there is a potential way to get deafults removed from credit files by requesting the lender provides proof they filed a notification of default. Does someone know if this route would work for me, I have a single default by Nat West and had to take the IVA route. The Information Commissioners Office website says in the case of an IVA a lender does not always have to notify a default. Has anyone got any advice in relation to this please? Cheers

Did you happen to a result from trying this approach because I have a similar issue with an IVA?

Hello, From reading previous threads I am aware there is a potential way to get deafults removed from credit files by requesting the lender provides proof they filed a notification of default. Does someone know if this route would work for me, I have a single default by Nat West and had to take the IVA route. The Information Commissioners Office website says in the case of an IVA a lender does not always have to notify a default. Has anyone got any advice in relation to ths please? Cheers