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scottygal

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About scottygal

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  1. Many thanks Rory....just wanted to know where I stand in the legal state
  2. Hi Sorry about this but I posted this thread elsewhere but have had no joy and do not know how to delete other one....so I sincerely apologise in advance to the mods for double posting. Here goes: Hi All debts I have were taken out whilst I lived in Scotland. Since then I have moved to Wales (approx 2 years ago). Therefore which law would I come under on the statute barred ruling (5 or 6 years) and which courts would my creditors have to take me to? All help would be very much appreciated. Scottygal
  3. Hi All debts I have were taken out whilst I lived in Scotland. Since then I have moved to Wales (approx 2 years ago). Therefore which law would I come under on the statute barred ruling and which courts would my creditors have to take me to? All help would be very much appreciated.
  4. Yes Donkey....the very same. 1st 1 was them forging a document to look as though it came from 3 network....2nd 1 was just telling me amount (different from 1st 1) wording is totally unprofessional, but then again....I have forgot that they are unprofessional LOL. This so called company has no consistency whatsoever....1 desk does not know what other desk is doing.
  5. I for 1 will be making a complaint. I have requested on 3 separate occasions for their complaints procedure but they never send me it. Also they have sent me 2 totally different documents saying it is a notice of assignment (I have request a copy of properly executed notice of assignment). Even I know just by looking at the documents that they are not correct. Thanks
  6. Nobody can prove what you do and do not spend on food. If you are anything like me going food shopping I just get what I fancy at time.....hence my food bill is skyyyyyyyyyyyy hiiiiiiiiiiiiiiiiiiiiiiiii LOL
  7. Thank you delly. Think I will just stick to sending them letters via recorded delivery. Still does not make a blind bit of difference.....they still ignore anything I raise LOL Scottygal
  8. Sorry for being a pest. If I send HFO an email from a hotmail account ending in @live.co.uk could they trace my ISP address as I am using my works PC Thanks
  9. Thanks 42, much appreciated. Every letter I have sent them they have blatantly ignored my requests. Should they ignore this 1, I will report them immediately. Should I give them a time to respond by? I have every date time and duration of calls....even all calls I reject. Would you believe that they called my mobile yesterday and played music to me now what is that all about LOL. Scottygal
  10. Thank you very much to all of you.....very much appreciated indeed. The fools have been calling me on many occasions since Saturday, so could any of you have a look at this letter I have done my best with and let me know if I should add anything else or delete anything please. HFO Services Limited PO Box 342 West Byfleet Surrey KT14 6YX 7 August 2008 I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY OR ANY COMPANY YOU CLAIM TO REPRESENT ACCOUNT IN DISPUTE Dear Sir/Madam Re Account Ref XXXXXXXXXXXX Yo
  11. Hi All Does anyone know if a DCA has actually took anyone to court for an alleged mobile phone contract and won? They seem to do plenty threats. Could anyone clarify if they actually carry out these threats? I am still disputing this....however they don't seem to listen. Ignore letters and repeatedly keep phoning....which I choose to ignore LOL All advice and help will be very much appreciated. Many Thanks Scottygal
  12. Morning Everyone Hope someone can help me this part of my ongoing saga with HFO. It has been just over 1 month since I last heard from them, so god only knows what they are up to now. NO WAY would they just drop it. Anyway...... Not heard from them in all this time, but suddenly I keep getting strange called from this number 02087851667. But they are either silent or say they have dialled wrong number I have tried calling it back but I cannot even understand what they are saying. They will not say they are, just always asking who is this to me LOL. So does anyone recog
  13. Hi I am in similar position to yourself, although a little further ahead. Send them the telephone harassment letter from templates on this site, also a prove it letter. Scottygal
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