Jump to content

mejules7

Registered Users

Change your profile picture
  • Posts

    61
  • Joined

  • Last visited

Reputation

1 Neutral

1 Follower

  1. Hi Mariefab removed that sentence - although I didn't want too! The 2 directors mentioned are the 2 owners of the company, and yes they are very unscrupulous and I wouldn't put anything past them. They both lied in a tribunal just recently against an ex office worker who was sacked for using her computer during her dinner (she had clocked off) they even doctored the clock card! She did win though. Was talkin to hubby and he said 2 of the courses he undertook he had to in order for the company to gain the accreditations they so desparately wanted! Have asked him to get copies of everything he can in regards to employement and training. Thanks again Julie
  2. Hello Mariefab I was hoping you'd respond and advise. Thanks for the fantastic to the point letter, we both have the next couple of days off and when i get to work on wednesday I will take copies of everything and get my hubby to take in top work, although we've decided to wait until the friday (his payday) because they are the type of company upon receipt of the letter and refusal to sign to frog march him off the premises (yes they really are that type!) If the above were to happen do you think we would have a case for unfair dismissal? Thanks for your help Julie
  3. Hi I could really do with some help/advise. my hubby recieved the following letter (tyed in cause I cant get the scanner working): Please find below details of courses you have attended whilst employed at ******. The fees have been settled by the Company in all cases: St J Ambulance (18th April 2008) E.On / IOSH (3rd November 2008) BSI - EMS Internal Auditing course (17th November 2008) NEBOSH Construction (5th June 2008) We would like to formalise the verbal agreement (this has never been mentioned or discussed prior to this letter) that you made with the Directors as to your commitment to ******* following your completing the above courses. You will recall that it was agreed between you and the Directors that if you should decide to leave ****** within 3 years you would repay the course fees that we paid on your behalf. This would include all the fees for the above courses totalling £2968.16 and any other fees that might become payable. You also should be aware that if it becomes necassary for ******* to terminate your employment because of your conduct or capability within a period of 3 years then we would seek to recover the sums from you. I trust that this is a clear and precise record of what was agreed between you and the Directors and that you appreciate that it demonstrates commitment on both sides. If you agree that this is a clear and precise record of what was agreed between you and the Directors I would be very much obliged if you would sign the tear off slip below and return it to me. signed by office manager. My husband has work for this company sine May 2007 and has never seen sight of an employment contract let alone sign one. During his time there he has acheived all sorts of acreditations etc that they have been unable to achieve previous to his employment. At the time of undertaking each course it was beneficial to both parties and no mention of paying back or signing a contract. I studied B Tec National in business and finance some 10 years ago which included some employment law but I know that leglisation as changed so much since then. I would appreciate any help on this as I am trying to write a letter back to his employer. Many Thanks Julie
  4. Hi Martin Thanks for your advise - i have just typed up and sent a cca request to cabot, will await their answer. I spoke and emailed experian and they have put the standard account in dispute notice on, asked if I could have it put on the file that it was a duplication of the online finance they said no, to which I wasn't impressed! With regards to the detrimental effect his file is having on my clean file - my score prior to this was in the late 800's it is now in the 450 ish. Is it the cra that i need to speak to with regards to this? Thanks mejules
  5. Hi They've added roughly £300 to the debt - would my best option be to sar them see exactly what they have? Also because there's both defaults on my husbands account for the same debt this is having a bad effect on my file is there anything i can do in way of compensation etc? Thanks Mejules
  6. Hi Sparkie, Thanksd for the above I know your probably sick to death of the RBS by now. I sent the SAR back in 2008 it took them til a month ago to respond with a letter stating they could not provide the signed cca and a a4 piece of paper with what looked like a excel spreadsheet of charges incurred. Thanks Mejules7 x
  7. Hi Sparkie Just spent the last 3 hrs reading your thread - excellent hope you get it all sorted out. I really could do with some advise (hence the reason I read your post) my husband had an RBS card we paid it off in 2004 when we sold our house we destoyed the card and heard nothing until June last year we went to change our mortgage from Northern Rock. we had our mortgage application refused and were advised to check our credit files. My husbands file had a default notice on his old paid off RBS card stating he owed over £3k. We had not received any letters or calls regarding any debt owed. I have over the past 9 months sent letter after left and I now have in my possession a letter from the RBS stating that they do not have a signed agrrement but will continue to chase the debt as its owed. I suffer from a form of chrones diesease and all of this has made it worse than its ever been so i'm at the stage where I want and need to get these idiots off our case. The advise I could really do with is: can i myself take RBS to court to claim compensation for the detrimental effect on both my health and my credit file by their unlawfull defalut? If so how what do I do next? I also want to send them to court over the default they have on my husbands account but do not have the first clue on how to do either. I would really appreciate yours or anyone elses advise on this matter. Thanks a million Mejules
  8. Hi I need some help please. My husband defaulted on an car finance due to family problems back in 2006. We agreed reduced terms with online finance and all was well until they decided to sell the debt to Cabot. The default from online finance was registered as satisfied, and all was well for 3 months then I check both our files and Crabot sorry cabot have registered the same debt although balance is more and so is the default date they registered it in October 08 - is this legal can they do this? Any help would be gratefully appreciated. Mejules
  9. Hi I need some help please. My husband defaulted on an car finance due to family problems back in 2006. We agreed reduced terms with online finance and all was well until they decided to sell the debt to Cabot. The default from online finance was registered as satisfied, and all was well for 3 months then I check both our files and Crabot sorry cabot have registered the same debt although balance is more and so is the default date they registered it in October 08 - is this legal can they do this? Any help would be gratefully appreciated. Mejules
  10. Hi Just (well bout half hour ago) got off the phone from credit expert who were very helpful (for a change) They are now contacting both online finance and cabot - one of the defaults shall be removed and the default date will be as it was. I have to give them 21 days to sort but he assured me that it shall be done. I also contacted on line finance who were also very helpful and stated that when contacted by credit expert they shall remove the default they have on the file. Asked for it in writing and received it via email within minutes - its on proper letter headed paper and signed. Maybe getting somewhere at last! (wont hold my breath though..just in case!!) Thanks for advice. mejules:)
  11. Hello All, Very interesting reading - my other half had an agreement with online finance that he defaulted on but we then came to an agreement with them to pay back o/s monies. Nov 08 we received a letter from Cabot stating they had now brought the debt, fair enough we stopped the standing order to online and set up another to Cabot. The default registered on o/h file from online was registered as satisfied in Dec 08. I have just been on his file this morning because had an email stating updates on file. On checking i discovered that Cabot without warning or notice had not only opened a file they have also registered it as defaulted! Livid I called them stating surely as one default for this debt was already registered they are not allowed to register another, to start with Russel stated that yes they could as when they brought the debt they brought our signed credit application?? I argued and had a slight hissy fit stating that no that wasn't the case.....my question if anybody could help is 'can they legally do what they have done??' I would be very grateful for any response on this. mejules:)
  12. Hi Foolish, Thanks for getting back to me again - i've looked through the thread and i'm being a bit blonde because I still dont know what forms to use. Really sorry to be a pain but any suggestions? Thanks Julie
  13. Hi Sent the above letter - changed odd bit. Today i have recieved yet another letter stating that yes they dont have the signed agreement but the debt is enforcable and the data they are processing is correct. These muppets are seriously doing my head in now. I want to issue court proceedings - can anybody please advise which is the best route to go? All help is greatly appreciated Julie
  14. subbing - fantastic thread, going through this with RBS at the moment.
×
×
  • Create New...