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About Shyck

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  1. you will get there. take it easy.
  2. Thanks guys I will continue with this and hopefully will be able to feedback with some good news. I am pleased to say that I have managed to avoid any more bank charges since I put in my claim. Your help and support is very much appreciated. Cheers for now S
  3. Gosh what chances have i got huh!!! I have already sent the second letter and in about a weeks time i will be going to the small claims court. Am I right in saying that you have file your case in the courts but the courts are putting it on hold? What is your advise - should i go with the process and wait and find out? S
  4. Hi I sent my letter requesting for payment to A&L and they have not acknowledged my letter too. I have sent them a second letter reminding that if they are not prepared to pay me what's owning I will not be in contact with them and will go through the courts. Hopefully I will get a response from them by 12 Sept. Will keep you posted. S
  5. Hi I just read on Martin Lewis email about more delays. See below: Bank charges update Kevin Mountford, Head of Current Accounts & Savings There was more frustration for Britain's current account customers earlier this week as the Financial Services Authority (FSA), the City regulator, announced that it is extending the waiver allowing banks not to investigate complaints about unauthorised borrowing charges until January. The waiver first came into place in July last year when a court case began between the Office of Fair Trading (OFT) and eight financial institutions o
  6. Lucky you but well done. I will keep you posted. Wish me luck!!
  7. Hi there You will have stick with it. I have done the first half and then was told by A&L that they are putting it on hold. I am now ready to sent a letter requested them to pay all the bank charges back and if they don't reply within the 14 days, I will resend the letter. After that I will have no choice but to take them to court. I hope I am doing the right thing. If anyone out there feels that I have to do anymore please let me know.
  8. Hi I have read some of your emails on A&L. I have already written to the A&L requesting them to pay the unfair charges. But unfortunately the bank wrote back to say the unfair charges cases are now put on hold. Since my application has been put on hold - do I wait for the banks to get in touch with me again to let me know where I stand with my case or do I have to write to them again. Please kindly advise. Cheers S
  9. Thank you for your response. S
  10. Hi I am new to this site too. I have already written to A&L and they have put my claim on hold. Do I have to go through the courts or wait for the bank to let me know what are their intentions?
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