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Paul84

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About Paul84

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  1. Hi, I am having some problems with my landlord and I just wondered if anyone here can offer me some advice. I moved into a rented property 4 weeks ago. After I signed the tenancy agreement, the landlord handed me a bunch of papers which contained the gas safety certificate. The certificate that the landlord presented was out of date and so she said she would arrange for a safety check to be carried out once we had moved in and settled. An engineer did come out and carry out the check and I thought that would be the end of the matter. However, 2 weeks later the landlord sent me
  2. Is this done via the county court? Thanks for the advice, both of you. Big help.
  3. Thanks for the reply. The contract hadn't ended, he changed the locks before the 2 months were up. I contacted the police but they said it was a civil matter.
  4. I've recently moved out of a rented house but the landlord has kept some of my possessions and won't return them. I was made redundant from work and fell behind with the rent. As a result the landlord gave me 2 months to move out. On the day that I moved I'd collected the majority of my belongings but didn't have time to finish the job. I returned the next day to collect the remaining items - a box of personal documents, a box of jewellery and a cooker. However when I arrived at the property the landlord had changed the locks. I text him to ask if I could get the last few items and
  5. Yeah, it's the reserve usage fee.
  6. I went overdrawn last year by about £10 and Barclays charged me and charged me until it reached £450. I paid back the £10 that I went over immediately but because they had charged me straight away, it never brought me back into credit. I complained to them last year about the charges, but they put my complaint on hold pending the OFT court case. I have today received a letter stating that the supreme court have ruled that their charges are not penalty charges and that they see no legal grounds on which they can be contested. Does anybody know where we stand in regards to Barclays new unau
  7. I've also had exactly the same letter today and will be keeping an eye on your thread.
  8. Got a bit more info, the debt is council tax from a previous property that she lived in. She didn't know she had an outstanding amount, and when she found out that she did, she phoned to arrange payment. Maybe the debt collector thought he'd just try his luck anyway, who knows? I didn't get his reg number, didn't really think to at the time, I was just focused on getting rid of him. Thanks for all of your advice, you've been a big help. Paul.
  9. Thanks for your help. Just been around to my sister, she only lives around the corner. After a minute of him hinting that he was a bailiff, it turns out he was just a debt collector. So we told him where to go and to put everything in writing, and that would be the only way that we will deal with them in future. Don't know if that was the best way to deal with it, but he went, so it gives her a bit of breathing space. He wouldn't say which company he was with, and the van was just a plain white one, so we're still none the wiser as to who it was. Thanks for all of your advi
  10. Sorry for the confusion, he said he's from a debt collection agency. According to my sister, it hasn't been to court. Paul
  11. I'm writing on behalf of my sister who has just phoned me and told me that a debt collector has turned up at her house in a plain white van and is demanding furniture to cover a debt. She said she has had no warning from them, and has already made a payment agreement with the original company that she owed the debt to. What can the debt collector legally do? Can he gain entry to remove furniture or has he not got the right? I need someone to get back to me ASAP as the debt collector is sat outside my sisters house now, and she is scared that he may try to gain entry. Thanks Paul
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