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ziggy68

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About ziggy68

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  1. You would have thought they would have been a bit more prudent...or maybe even a bit less inventive. They do state I will not receive any further correspondence so here's hoping that is the case. I'll be keeping their letter for at least 6 years though just in case
  2. Just another quick update. I have recieved a copy of a letter from Capquest to the trading standards. They claim that in 2007 I agreed to pay in installments by email (this is news to me) but because they can't produce a copy of this email they have closed the account. Apparently they only keep things on file for 3 months! Thanks again for all your help.
  3. Hi Guys, Sorry for the delay getting back to you. Just had trading standards on the phone today. Capquest have contacted them and have closed the account. I'm not sure if anything else is happening but at least they are now off my back. It was Newcastle trading standrads. Thanks again for all your help
  4. Just a quick update. Trading Standards are coming to see me tomorrow morning to have a chat and see the letters from Capquest
  5. Thanks for all your help and for taking the time to prepare the letter before action for me. I have heard from consumer direct today and they are referring my case to the trading standards as they feel that what capquest are doing may be unlawful. I will send the letter to capquest and let people know what happens. Thanks again
  6. Thanks again for the advice. I will let you know what happens with trading standards.
  7. Thank you for your very fast response. I have just done as you suggested. Would you advise that I contact capquest and let them know what I am doing?
  8. On 06 August 2009 capquest sent me a letter chasing a debt from 2001. I responded with a letter on the 27th to them stating that the letter was statute barred and sent it to be signed for on receipt. I tracked this letter and it was received by them on 28/08/2009. I still have the tracking number and receipt from the post office. I have not had any response from them with regards to my statement. On the 25th September they wrote to me again saying that they were preparing a statutory demand against me. I ignored this letter but still have it. On 17th May 2010 HL Legal solicitors wrot
  9. Thank you for that. I will. Should I inform Lowell that I am doing this? I don't particularly want to be hounded.
  10. I have just received a letter from Lowell Portfolio informing me they own a debt and that they have appointed Red Debt Collection Agency to recover the alleged debt. This debt is statute barred as it is well over 6 years old. Mackenzie hall tried to pursue this debt on behalf of Lowell last September and I sent them a statute barred letter then. They never acknowledged the letter but I know they received it as I sent it recorded delivery. Unfortunately, I no longer have the receipt from the Post Office. Should I just send another statute barred letter or is there a different
  11. Thanks for that. The letter is sent and hopefully that will be the end of it.
  12. A friend has recently recieved a couple of letters from CCS Collect claiming to be operating as agents for Cabot and as I have had such useful advice on here in the past I was hoping someone could help this time. The first letter stated that he owed money to Cabot Financial (Europe) limited and included the usual threats about legal action if not settled in full and a bank payment slip. My friend called them and was told that the debt was from 2000 even though he is adamant that he knows nothing about it. The second letter is another threatening letter saying that they are preparing
  13. Thanks for the advice and the letter. I will get one of to them and let you know how it goes. Thanks again
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