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maggiemay48

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Everything posted by maggiemay48

  1. My son is on the sick from work.Due to one of the work crates full of housedhold furniture swinging around and straininging his ankle.He has a sick note from his gp.But yet they are ringing him every morning at 7.colock.tell him to come into work at certain times to speak to different people he works for agency who is sited at argos.is this right for them to do this?
  2. Can someone tell me when they hope to finish and get the results from the test case.I think if they paid everyone back there charges there would be more money pumped back into the ecomony this would help with the credit crunch,
  3. Hi yes.They offered me £550.This is to pay£300 to a bailif.( which i owe £800. £95 council tax from last month.£145 morgage arears.wouldnt mind.But my charges are £5000.She did say when the case in june starts.If we win.My charges will all be all refunded.
  4. I rang the head office regarding my charges and hardship.They except its hardship I had a bailiffs letter saying a notice of removal.I got really upset on the phone.I also told her i owe to 3 others too.How much do they give you from what they owe you?I think they owe me about £5000.maybe more. So what happens next I owe my mother £1300.My overdraft £750.Bailiffs about £2000.My heads up my backside.I have had my hrs dropped at work.
  5. Hi my payment lender is yorkshire bank.We had a payment holiday last year when my husband came out of work.
  6. What it is.I dont have ppi on my morgage.In future months i have to go into hospital ( for a op)And cant work fo 8 weeks.My employers say i am not entitled to sick pay because i only work 15 hours in each job (have 2 jobs)would it be worth pay ppi on my morgage just to make sure i dont get behind with my payments.And will they let me do this?I pay my morgage weekly.
  7. Hi hada a personall loan with yorkshire bank.The loan was paid off in december.Then i gets a letter saying i have to pay charges which have new been passed to a debt company,They are demanding £320.In chargess what i owe.I did miss a couple of payments but then i realised i had ppi insuranceSo the insurance paid it..I cant find out from anyone what i owe his money for.
  8. Hi.I have apllied for my bank charges 2yrs ago.At the moment its on hold with the courts.Anyway my curcumstances have changed.I have a overdraft of £750.I have a daughter whos has no money comming in.My sons on jsa. have all my dd coming out of my account.I am paying 3 bailiffs off.All my other bills.I am always skint.Struggling heating my home.When i put my wage cheque in on thursday i have to ask the manager can i draw some money from the cheque till it clears.So every week i am down in money.I know the bank manager so this is why she lets me draw on the cheque.She has sent a form up to head office to apply for hardship.Do you think i might have a chance?They sent me a letter to say they are dealing with it.How long does this take?
  9. Hi thanks for he reply.Do you know the telephone number?Do you know anyone else whom has done it this way?Thought you had to write to them.
  10. Thanks very much.I need someone who can do me something like a letter set out so i can put in my income and outcome.I have tried this on my computer but its am mess.I am going to try for hardship.Cause i struggling keeping in my overdraft.
  11. Ccan anyone advise me on how much it will cost. to pay someone to get my charges back.How can i find a solicitor that does it?In my area.(Manchester) I have been to court.The judge put a stay on it for 12mths.The stay is now up.Im Fed up waiting.They owe me Roughly £5.000.I spoke to my branch manager.She said they are dealing with Hardship cases.Its not up to her.She has to send them off to head office.I have no idea what to put in the letter..I am useless a things like that, so i would sooner pay some one to finish it off for me.Anyone.Know of any solicitors.And how much will it cost? thank
  12. I am going to write a letter to my bank.Claiming hardship.I had 2 jobs .My GP told me to stop one of my jobs.Otherwise i am going to have a breakdown.My son or daughter not working.My daughters going to college in sept.Will this count for hardship? I am in debt with morcroft.Water.tv licence. counsel tax.I am on a holiday morgage which starts up again 28th august.So i am going to be worse off.
  13. My 12 mths stay expires 20 august.Where do i go from here.Still not had a offer. from the bank.
  14. Hello caro Received a letter this morning form court.Her what it says 1.AS THIS MATTER CONCERNS A MATTER WHICH IS THE SUBJECT OF AN ACTION JOINED BETWEEN THE OFFICE OF FAIR TRADING AND VARIOUS BANING CORPORTIONS IN THE HIGHT COURT THE OUTCOME OF WHICH IS LIKELY TO DETERMINATIVE OF THE CAUSE OF THE ACTION HEREIN IT IS ORDERED THAT THIS ACTION TO BE STAYED FOR THE PERIOD OF 12MTHS COMENCING THE DATE OF THIS ORDER. 2.EITHER PARTY HAS PERMISSION TO APPLY BEFORE THE EXPIRY OF THE STAY TO REMOVE THE SAME AND FOR DIRECTIONS AS TO THE DIPOSAL OF THE ACTION. 3.iN DEFAULT OD ANY SUCH APPLICATION BY EITHER PARTY THE ACTION SHALL STAND STUCK OUT WITHOUT FURTHER ORDER ON THE FIRST DAY AFTER THE EXPIRY OF THE STAY. In this claim,you have brought a claim against a bank on the basis that the terms and conditions under which charges have been impose upon you by the bank are unfair within the meaning of the Unfair Terms and conditions in consumer contracts regulations 1999and/or contitute unenforceable penalties. On the 25 july 2007 a number of the larger banks entered into an agreement with the office of fair trading and finacial Services Authority under which proccedings would be commencedby 27 july and persue expeditiously in the comercial court court to dertermine on a test cause basis these very issues.Mr david steele has been assigned to handle the litigation and,on the 30 july he issued directions with a tight timetible with a view to the issues being tried in january or feb2008 The commercial court litigation has been desighned t oensure that the issues are delt with expeditiously,Fairly and in an orderly manner.It is likely that the litigation will dertermine the issues in your claim or at lest give consideratable guidance to the court in dealing with it.Therefore an order has been made of the courts own initiative that the case be stayed with imediate effect,Pendding the ourtcome of the comercial court litigation with sufficent time been allowed for any appeals that may be made. If you consider that,You may apply for the stay to be lifted.Any application should set out why this action should be allowed to proceed now,given the commercial court litigation has been designed to determine the issues which aparently exist between the parties in your case. You will aslso note,If the the claim is to continue.The burden is on you to apply ffor directions once the stayed has expired. Acopy of this letter and the accompanysing order are also being sent to the defendant bank. Are all the cases same as this ? thank you maggie
  15. hi Georgie.I dont think its worth appealling.The way things are at the moment.They are putting stays on all cases.The judge said nothing will be done till the test case.Then if the banks lose i will get the lot plus interest.And what they owe me up to now.Altogether to now its £3000.Which buy january will probably be £4000.nice holiday there for next year.And little car.Just have to wait and see
  16. Thanks for the reply.How will i find out about my credit rateing?I am quitw friendly with our councillorFor our area.Will she be able to do anyrhing?
  17. Its going to chaos in january if the banks lose (which i think they will)Courts will be hammered.Banks will have to employ more staff to cope with the demand.So will the courts With all these stays
  18. Sorry to be a pain.Been suspended form ebay since may.This so called fraudster has somehow got my details. selling items and not sending the goods.Ihave emailed ebay hundreds of times and i will keep doing it till i prove my inocense.Irecevied a letter from a solicitors for £90.Which i do not owe.Its this fraudster.Whom my sisiter-inlaw emailed one of these buyers.And he sent the money to scotland.Where is i live in greater manchester.What i dont understand is how as this little ****e got my details address and phone number.I have been with ebay for 6yrs great feedback.So has my son.We have 2 account which we opended more or less same time.Thats it.Now they are saying i have a other account.Called.(youcanwearyourhat) This is the little ****e whos got my details.And using them for fraudWhat can i do to prove my inocence.Me and my son sent our pictures.a Bill with our address on.We faxed them threw.AND theyre still saying its us who has this other account.Its beginning to **** me off.I feel like going to the newspapers to prove we are innocent.What can i do to get threw there thickf----g heads WE ARE INNOCENT!!!!!
  19. Someone has hacked into my ebay account.advertised things sold them and not sent the items.I have emailed ebay hundreds of times.They keep saying this person has the same address and phone nu as me.And they keep saying its me.I have told them to get the police.I know its not me its a fraudster.I have even had a letter from a solicitors saying i owe them £90.I have phoned the solicitor and told him its not me.This cheeky B------d Who ever he is his name is (youcanwereyourhat) my sister inlaw has emailed the buyers and one of them said he sent the money to scotland He even gave the address he sent the money to in glasgow.Ebay are suppose to help me but they are not doing anything only saying its me thats selling items and not sending them.I have 360 feedback.They still wont do nothing.They insist its me.WHAT CAN I DO?
  20. Someone has hacked into my ebay account.advertised things sold them and not sent the items.I have emailed ebay hundreds of times.They keep saying this person has the same address and phone nu as me.And they keep saying its me.I have told them to get the police.I know its not me its a fraudster.I have even had a letter from a solicitors saying i owe them £90.I have phoned the solicitor and told him its not me.This cheeky B------d Who ever he is his name is (youcanwereyourhat) my sister inlaw has emailed the buyers and one of them said he sent the money to scotland He even gave the address he sent the money to in glasgow.Ebay are suppose to help me but they are not doing anything only saying its me thats selling items and not sending them.I have 360 feedback.They still wont do nothing.They insist its me.WHAT CAN I DO?
  21. Hi icy.Went to court its on a stay for 12mths.But when it goes to higher court in jan 16th i think the barrister said! If we win the banks have to pay ALL back plus interest even whats been took recently.The barrister for yb recons the banks wont win.So its stays a bury county court too.Now.Theres was 2stays yesterday the judge said
  22. Hi everybody.Well been to court.The barrister for yb was really nice He explained that there would be a stay.As there where 2 stays yesterday.So a stay it is for me For 12mths .A Bit p------D off but what can i do.The barrister said something about appeal.But he recons nothings getting done till when this goes to higher court.ThenThe judge said they will pay all the owe you and interst.
  23. Thanks georgie.Going to set off at 9.05Just t osee if any registered letters come before 9.00.Doubt it thou.Just my luck having to go to court.S----- bricks
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