Hi, I'm pretty sure that I don't have personal possessions cover only had it specified as a valuable item within the main contents cover for the value per valuation certificate I have. Guess I;m not covered then!!

Best ring and double check and might as well take the cover off now!!

Thanks for your help, am insured with more than I specified it as a valuable item I am pretty sure we don't have personal posessions extension as I've never even heard of this!!

I'm a newbie so probably posting in the wrong place! I have stupidly lost my engagement ring in the house somewhere I have searched all over and cannot find it anywhere! All I can think now is it's fallen off whilst putting rubbish in the bin!!

I have standard contents insurance and have my ring as a specified item due to the value. Will I be covered on my policy to claim??

any help much appreicated as I am distraught

Thanks