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bfg

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  1. hi there i stumbled on this srting ,my problem is with hfo services .They have been on my case for a while and have put a note on my credit history with equi fax .How do i put a note on it saying that i am contesting their claim? i have a number of other questions but wont bore you with them all. many thanks bfg
  2. hi there i stumbled on this srting ,my problem is with hfo services .They have been on my case for a while and have put a note on my credit history with equi fax .How do i put a note on it saying that i am contesting their claim? i have a number of other questions but wont bore you with them all. many thanks bfg
  3. bfg

    hfo

    hi everyone after a breif lul in harassing phone calls hfo have started again with more calls and even last week swore at me alledging that if i cant pay my debt (of£30) how could i afford to seek legal advice!!. Having given them my e-mail address again they agreed to send me proof of my debt to me .They still ahve not, even though they say they have?. has anyone got a clue on how to advance this? do i ask them to simply take me to court? .I have no problem paying the debt but i don`t believe that i owe this money, and since they phone work everyday this is now becoming embarasing but i do not want to give in.
  4. Hallo everyone .Phew what a reflief or is it really that i`m not the only person that the indians keep phoning (and why the western names!). They are chasing me for less than £30 and this since january. Firstly i thaught it was some [problem] and let it go then the calls became more frequent and nasty ,then all of a sudden the english call center started calling where things really started hotting up, and i work in a kitchen!!. After contacting "which" legal service and the trading standards office i sent them a recorded delivery asking for proof of debt .No response came, i stupidly thaught they had had enough and decided to let this one go,silly me. This week they started again from india calling both work and home , i am now about to send them another letter as suggested by the trading standards officer ,but when the lady phoned me this morning and i asked her for an address to correspond with ,she became adjitated gave me the address (after saying they had no po box no!!) and then hung up ,no doubt i will now recieve the english office phoning me but i still haven`t heard anything from the first letter i sent them. Oh ,i also told them i had moved twice since having my contract( i forgot to mention this was with 3phone), and they want to charge me £15 for sending it to the new address i have given them. Is there anytthing else i could do ?????? :-? p.s the trading standards also told me that they cannot act for one person ,i know i have let them know about my situation and hope all of you do too ,this way maybe some more control over these so called debt collecting agencies might happen. all the best
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