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homegirl

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  1. Vusys1 thanks for the reply...This is where we are confused. The AA say it was cancelled and that she was unisured at the time, but the claims handling agents for Markerstudy say that she WAS covered at the date of the incident. We have asked the AA for confirmation in writing, as to the date of cancellation , but so far nothing. When we asked the Claims company the date it was cancelled, they told us that they didn't have the details! Who should I approach next??
  2. hi all, you may be interested in the update on this thread. It is still on going. My daughter has received a police caution for driving without insurance. Although, today we were told by the claims company dealing with it, that she WAS insured on the date of the claim!! The AA are trying to cover their tracks now as they had not cancelled the insurance at that point even though they told her on the phone that they had! They have still not provided a letter saying that the insurance has been cancelled ( only a copy dated months ago saying that if she does not get in touch that it 'would
  3. Thanks adzya, It seems to be a continuing sage...and if anyone has advice on my next query I would be grateful. The Policeman who came to see my daughter was very understanding..and he said that he would contact the other drivers and their insurance companies to advise that that due to 'a technical problem' she was uninsured and they were not to contact my daughter. But she has received a letter from one of the insurance co's and another has left voicemail for her requesting details. She doesn't know whether she should contact them or not? Where does she stand legally.Other people may
  4. Hi DA and thanks for the advice. We are currently waiting for them to send copies of the letters, and when she requested them, she told them her correct address umpteen times. So if they dont arrive or are incorrectly address, we will want a transcript of that call as well!! Will let you know when something occurs...may be a while:(
  5. Hi Darkangel, Thanks for your comments. I have confirmed with my daughter that when she rang AA they did ask her to confirm her name and address, and she told them the CORRECT address, thinking they would amend their records, but obviously they did not. We are hoping to get a transcript of the telephone call...and will go from there. As to the points and losing her licence, this will probably happen. As you rightly say, she was uninsured so we will wait to see what happens when she gets to court. I appreciate all the help and advice offered.
  6. Just thought I would update this thread..police have said that my daughter will be prosecuted, probably 6 points (which will mean she will lose her licence, as only passed her test less than 2 years ago) plus a large fine. I don't know how she will pay a fine, as she only earns a pittance. The police did say that it was in her favour that she went directly to them as soon as she discovered she wasn't insured. Vusys, I understand about the address. I should have said earlier that this crops up all the time, happened with utility companies etc. Although the house number, street name and pos
  7. Thanks Rippedoff, She has already shown her certificate to the police, so I am hopeing they won't take it any further. Unfortunately neither her nor I are in any position to pay for damages to the other drivers. She has put herself heavily into debt just to get re-insured. Only one other car was damged in the shunt (scratch on the bumper) as she was only do a max of 2 mph. But I think one driver may be claiming whiplash. I can't believe that the AA have had such a nasty attitude over the whole thing. She has Never received any communication from them apart from to receive the insurance c
  8. Thanks maroon, I have re-posted in the right section. Rippedoffagain...yes some of the drivers are claiming ( I have added that to my post). As soon as my daughter discovered the cancellation she contacted the police. A very nice PC is coming to see her on Saturday, I am hoping he is understanding. Thanks
  9. Hi all, This looked a great place to ask for some advice...so I'm keeping my fingers crossed. It's a bit of a long story but here goes..... My daughter has only had a car for 2 years. The first year she was insuured she had an accident. When the time came for renewal this year, we opted for AA, as they were the best quote, and we filled out the on line form. She stated that she had an accident (therefore had no 'no claims). Also the address wouldnt come up correctly as the postcode and the name of the road didn't match (although the house number did) We overwrote the address and thought
  10. Hi all, This looked a great place to ask for some advice...so I'm keeping my fingers crossed. It's a bit of a long story but here goes..... My daughter has only had a car for 2 years. The first year she was insuured she had an accident. When the time came for renewal this year, we opted for AA, as they were the best quote, and we filled out the on line form. She stated that she had an accident (therefore had no 'no claims). Also the address wouldnt come up correctly as the postcode and the name of the road didn't match (although the house number did) We overwrote the address and thought
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