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  1. Inca, have you checked with the post office in Chesterfield to see if the postal order has been cashed yet. The number is 01246 542091 They will give you a date if it has.
  2. I was thinking of sending a CCA request on both accounts if only to see if they had lost/destroyed them - I am fairly sure they will be enforceable as the accounts are only just over 12 months old.
  3. That did cross my mind to be honest - the agent that signed me up for the loans left rather suddenly!
  4. Hi Inca. Not all deliveries are logged on the RM website, you need to ring 08459 272100 to get confirmation as it may have been a bulk delivery with only one signature for the lot. As far as the PO is concerened, ring 01246 542091 and quote your voucher ID number off the receipt that was given to you when you purchased the order - they can tell you if it has been cashed along with details of when and by whom. M Postal Orders are dealt with by The Post Office and not Royal Mail.
  5. I have a couple of outstanding loans to Provident that I have been paying a reduced weekly payment of £1.50 (should be £30). I received a phone call from my local office late on Friday from the office manager saying that she would like to call on me to sign a 'new agreement' for the total balance on the accounts (a little over 1k) with reduced payments of around £7 or £8 per week ....... she went on to say that the alternative is court action. Why would they need me to sign a new agreement :-? They seem pretty desperate for me to do so.
  6. :D I love they way they all file into work behind each other ....
  7. 1st Credit Limited Have a look at the 'mindless automatons' all following each other into their 'posh' new den .... listen to the drivel, put faces to the names and generally sit back and have a laugh! £240m purchased 3 billion quid of debt! Take a look .... watch their promotional film:rolleyes: 1st Credit
  8. That's not a bad way of looking at it really ....... Yes the letter is spot on ....
  9. It's a cracker .... thank you:smile: Yeah I did notice the address details ... I might try and check this LCS bunch out in the morning ... I have been quietly seething about these idiots all day and would really like to tell them to poke the alleged debt where the sun don't shine and to get on and do their worst ....:-x:-x
  10. Hi everyone, Early today I sent a S.A.R request to 1st credit by recorded delivery and when I returned from the post office this had been delivered in the post ..... 6 months to send the copy (received 25th/26th June) and then this sent 24hours later ............... t***'s :mad:
  11. Okay .... I can't remember having ever received a 'notice of assignment' regarding this account, my request for a copy CCA was made to 1st Credit on 28th December 2007 ... I received the 'copy' last week. Ah... I have just gone over my file on the matter and discovered that 1st Credit sent me an Assignment Notice on the 11th January 2008, this was attached to the back of a letter confirming receipt of my CCA request. Guess that answers it then ..... 1st Credit seem to own the debt! M
  12. Dave, thanks again for taking the time to look that up for me, it's appreciated and I will get onto it first thing in the morning Oh, I do have one quick question about your letter ... do I send it to 1st Credit or direct to the original creditor, Aqua Visa Card? Mike
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