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laz001

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About laz001

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  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. LOL. Very opportunistic! In that case, is there a way of getting the £290 now, and the rest later? I read in one thread that Barclays do not accept 'both', it's either half and final now, or full much later. I was just hoping to get some of it now. I know it's my money, well, i'm told it is, just thinking through my courses of action! Thanks!
  4. Second Question: Has anyone had the idea of having the media cover their court case? Surely that would scare the s*** out of the banks? Has anyone written into a newspaper with a copy of their letters (with personal details blanked obviously) to prove this thing works? Can you imagine an article in a national newspaper about this stuff? Don't think I'd want to get involved in that sort of stuff, but anybody else had that idea?
  5. Hello! I sent of a claim letter for £690 a week ago. I have just been offered the letter that a lot of people get back, but offering me £290. I must say i was pleasently shocked and surprised that it actually works, though annoyed it was so little! The letter states a full and final settlement as typical. I was hoping to get the money quickly, so did not want to proceed to a court hearing where I see things takes many weeks to occur. Can I negotiate? I'd be happy with £450, with a clause that this is full and final JUST for this claim...any future incidents and I wil
  6. Well, an update, I got my statements, and totalled up £690. Sent off the standard prelim letter yesterday via recorded post, and await a reply. Question: I'd also like to claim for another barclays account, do you think it's ok to send off another letter (it's probably not for much though, maybe £100?) to them with details of another account? Laz
  7. Hello everyone! I wen't into the bank and asked for my statements, which i got for £5. I was very tempted to complain there and then, but i thought it's safer to write a well composed letter as outlined by the template provided. This all came about when over the last month, i tried to save money, had a unforseen circumstance, and was charged £30. 3 times. On two accounts. Total cost, £180. Normally i have been charged say, once, for £25, maybe twice, every few months or so. Needless to say, when i looked at my online statements, the last 3 months have incurred nearly £300 c
  8. thanks spiceskull. I have read through the faqs and templates and library, but thanks for pointing me to the lititigation page, didn;t realise what that was for. I've only ordered my statements recently, got it for £5 so i got a while to read up some more. !
  9. and i guess the banks WON'T do this, as if they do, then 'the cat is out of the bag' so to speak I have ordered my staements. Seriously, have people actually got money from the banks? Who here has, and how much? I am reading through the forums, but i just see 'offers' of x amount, not anyone saying the case is actually closed! Anybody actually finished up, and got their money? Thanks, Laurnece
  10. I have been speaking to my friend who is a law student. He says that although the claim against a bank is valid (this is in my words, apologise for any misinterpretation), for overcharging, how much can you claim? If the charge is £25, surely SOME of that charge is VALID and you therefore should only be able to cliam say, £20 of it, the £5 remaining being a valid charge by the banks. Therefore, should i just do what everyone else has done and just file for the full £25 each charge, and let the bank sort out the ACTUAL cost of the charges or something else? Thanks, Laurence
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