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ElevatorFour

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Everything posted by ElevatorFour

  1. It would be really useful to have some assistance...thanks.
  2. Thank you for the information so far...am doing a bit of research into the statute barred element...and certainly won't be contacting this company at all unless, or until, I know precisely what to say to them.
  3. Hello I received a statutory demand from 1st Credit/Connaught this morning. I don't even know who they are. I know what the debt is, it's a credit card default from some 6+ years ago. I've just looked up the paperwork (which I fortunately still have), and the last statement I got from the bank was in March 2002. In April of that year I received a payment demand from Triton Credit Services, then nothing until Feb 2003 when I received a warning letter from Allied International Credit, threatening referral to their legal department. A further letter was sent on 12 March 2003, an urgent final notice of intent. Another letter dated 25 March 2003 was sent of an intended visit. I then heard nothing further. I did not respond to any of the above...and yes I am aware that I should have paid the money, but was in financial difficulties and felt my mortgage payments had to come first. Stupid, but there you go... I'm now a student (although I own my own home), so whilst I don't have any money, I do have property that could be threatened by bankruptcy...and to top it all my future career could also be affected if I was made bankrupt and I'd then be homeless, jobless AND saddled with student loan debts! I had no idea that the bank had sold the debt...since that time I've had a good credit rating - I paid off all my other debts, and now don't borrow money at all (student loans aside). Having read some of the other threads on statutory demands, and also having read the Insolvency Helpline information, I note that 90% of these demands won't be followed up. Can I risk it? Or should I be attempting to have the order set aside? Thank you in advance for any assistance.
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