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harrop87

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About harrop87

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  1. I will double check these figures as the bailiff orignally wanted £552.59 think I just mistyped I paid off the £525.59 then got a phonecall 3 days later saying she had added it up wrong and I had to pay another £100 to her which I duly did
  2. Hiya thanks for your response March 10th was a Thursday that's the day I got the liability order on that day which I thought would give me 7 days to respond BUT the bailiff called on the 9th to the house so I never got the opportunity to arrange a payment plan before a visit and fees were applied the post date on liability order was the 4th of march
  3. Hi I haven't managed to speak to the council but the original bills were £1276.86 and £315.19 they increased to £625.59 and £1586.36, I have paid off the £625.59 one on the 11/03/16 and have paid £210 off the £1586.36 one so that should now be £1376.36 but has gone back up to £1586.36 with the new enforcement notice yesterday. I have Spoken to bailiff in charge who was very helpful and looked at my account. He could see I had made payments of £70 per week as promised and also that my income and expenditure left £19.00 after all bills etc he rea
  4. On the 9/3/16 I came home to 2 enforcement notices for unpaid council tax one for a house I lived in 2 years ago that I apparently owed but I had moved out? And another for last year's that went unpaid due to sickness and me burying head in the sand. The first question is can they charge me the £235 enforcement fee on both? Secondly I then received the following day via the post a letter from equita a sking me to contact them before enforcement agents were coming this was the amount minus the £235 fees. I called equita who refused to speak with me as was in th
  5. I Will write a letter today I had this with argos a few years ago but that was bought cash they replaced it however wasn't sure with this being on hp
  6. The conversations are all telephone calls but they are now recorded calls
  7. Hi I don't know if anyone can help but here's my problem I bought a sofa last year from perfect home in august I know it's expensive but being sub prime it was the easiest option and within affordability anyway after 9 mths I noticed a fault on both sofas where the leather colour had worn off. I called the branch who said they would send someone out to look at it which took 8 weeks then I had to chase up further 6 weeks later a leather repair guy came said it would need reupholstering. Then another 5 weeks I call to find out when this is getting done to be told it's being replaced once t
  8. right heres breakdown of debt red dca for 3g phone £506.37 lowell 1 now with buchanan clark and wells -littlewoods £663.29 clarity - payday loan £773.89 lowell 1 - hbos credit card £1898.64 fredrickson international-fashion world £336.18 1st credit £99.00 bryan carter solicitors -jd williams £291.36 capital one -£160.00 call serve - la redoute £128.29 as i said i do have a loan with welcome finance 18 months left to pay but have sent sar of today to reclaim ppi on 3 previous loans hopefully that will cover that one loan if i get it fingers crossed
  9. hiya, i am in the process of pulling my head out of a rather large sandpit and facing up to my unpaid and largely ignored debts, i have finally opened all the bills and looked at numerous debt collection letters from probably half of the uks debt collection companies (well it feels that way) anyhow my debts arent massive total about five thousand altogether, these all started after i had snowballing bank charges from halifax four years ago when i had my son and my income dropped by eight hundred pounds amonth, i would really like to be grown up and start organising myself so anyhelp is appreci
  10. hiya just looking for some information really, as i dont know wether this is worth trying to claim, 5 years ago i had my son early and during my stay in hospital my husband took money from our account without knowing it was for a direct debit thus causing charges which snowballed and snowballed until on more than one occasion they were taking 280 cash a week off us i rang them and asked them to increase our overdraft from 100 to 380 just so we didnt get more charges was told no chance, bearing inmind my income hade dropped from 350 a week to 105 a week we were struggling and couldnt pay bills
  11. hiya , i have finally taken my head out of the sand and want to start clearing my debts, in doing so i realise that i have missold ppi on two loans from welcome finance and would like help on what to do next, one loan my husband signed for in 2004 was 4000 with ppi but we have no idea of acount number etc, this was topped up in 2007 again with ppi cover we still had no idea it wasnt required to get the loan we were under the impression its just part of the loan package, all are settled and paid in full now but i have no account numbers to put on the Subject access request, i then took out
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