I do not have a scanner at home but will find a friend with one & post said CCA's and see what you think. Cheers really appreciate this help, perhaps there is light at the end of the debt tunnel.

Many thanks i will sit tight. Is there a trend which companies respond to CCA requests, i have had no luck with the Co-Op they have supplied Loan & card and also Liverpool Victoria sent CCA as well.

The CCA's i have requested are for both card and loans. The accounts are currently on arrangement i.e. nil interest except for Mint who is with Triton DCA. I have had no luck with the Co-op card or loan as they have sent me both! (typical they are the most pedantic asking for proof of every debt and refusing to zero the interest- but that is another story). However Mint, MBNA, Capital One and Barclaycard loan have not responded to my CCA requests sent 1st May.

Hi .. I have started and sent out my CCA request letters on the 1st May, so the 12 working days have passed. What do i do next? Is there a letter you send to say they have commited a criminal act after a further 30 days..

Hi I too have requested CCA and not recieved them and i am unclear what to do next. Do i send the complaint letter i thought there was a letter to say they had commited a criminal offenceto send.. Please be gentle my first attempt at the forum!