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About Travesty

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  1. Hello, me again I thought I'd use this thread instead of adding a new one as its still abbey who are the only real pain in the bum I have left. Long story short, had a mental 2009, but through it all managed to get myself on an even keel in regards to my debts. However, as I had put abbey on the back burner, it didn't go any further in regards to taking it to court; it would of just remained on hold anyhow til nov. Even after novembers decision, didn't hear anything from abbey til january this year, just a letter saying that I still owed them money. They've now sent it on to the collectors,
  2. I've upped the images as they came off the scan, with a little lightening, so although they're big, they are now readable http://i5.photobucket.com/albums/y198/badba/Untitled-1-2.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-3-1.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-4-2.jpg
  3. Np. Thanks for the info Citizen I'll have a crack at making the scans a little more readable, the copies realy are bad, but I can read them.
  4. Bump Is there any way I can check through what they've sent me myself? What do I need to look out for that would make this agreement flawed?
  5. Hiya I've finally heard back from Allied international. Basicaly they've sent me a compliments slip, the nerve of it lol, with what appears to be the worst pgotocopy I've seen in my life! saying that, it does seem to be a copy of the original agreement from 2005, so after much tweeking in photoshop to make them legible.... http://i5.photobucket.com/albums/y198/badba/Untitled-3-1.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-4-1.jpg[url=http://i5.photobucket.com/albums/y198/badba/Untitled-4-1.jpg][/url] http://i5.photobucket.com/albums/y198/badba/Untitled-5-2.jpg Is that m
  6. I too was contacted by aktiv last year concerning a debt from ELEVEN years ago. Its obvious that as far as these companies reach, aktiv is little more than a pushy scavenger. I informed them when they last contacted me by phone of where they stood, I didn't have one of the 'I'm a legal expert' call me, so they had little more to say than 'lets leave it at that then.' Haven't heard a word since, until last week when they sent me a letter offering to write it off for 60% of the original debt, which I consigned instantly to the shredder. I'll send them the statute barred letter next week to m
  7. Thanks again Citizen! So, if I get you right, the proper format for a cca is a single sheet of a4, printable on both sides, with sigs from all concerned. Also that the 7 pages sent amount to nothing more than a set of T&C?
  8. Thanks for the reply Citizen. Having sent a request pursuent to CCA 1974, I first received a cca with no name or address at the top, followed a few weeks later by this.... http://i5.photobucket.com/albums/y198/badba/Untitled-1-1.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-2.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-3.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-4.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-5-1.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-6.jpg http://i5.photobucket.com/albums/y198/badba/Untitled-7-1
  9. Hi. Had a search through this thread to gleam any further info in regards to ccas. At the start of the thread, all be it dated 2006, there is info concerning the the new token loop hole, does this info still stand? I only ask as it may be another point on my side, was sent a replacement card a while ago with only a copy of the t&c. Also, if anyone can help with my thread I'd be much obliged http://www.consumeractiongroup.co.uk/forum/general/170397-cca-request-lloyds-bank.html#post1837899 After reading some of the posts in this thread I am still a bit hazy on whether a true copy is
  10. Just an update: I still haven't received a signed copy of my cca from lloyds. Taking another look at the original request I sent, it states that i require a 'true copy' and not specificaly a signed copy. In regards to that I have sent them another request outlining that I require a signed copy pursuent to the CPR. I have further since heard only from MHA asking as to why no payments have been made. I informed them, as I have before on a number of occasions. that I am still waiting to hear back from lloyds in regards to my cca. To which he replied that without further payment, in 5 days, I
  11. At last they have replied, after nearly 2 months, and on chrimbo eve of all days! Basically what they have sent is a copy of a credit agreement, completely unsigned, the only mention of my name is in type at the top of the front page. The form seems to be more geared around regulations and the like so I take it that this isn't actually a cca at all?
  12. No worries, thanks for the reply! ;-) Not yet no. I'm at that stage now, is it posible to just add the extra charges when filling in the n1 without letting abbey know that the claim will be for a larger amount?
  13. Update. Abbey have now stopped contacting me other than by sending the occasional statment. Since my claim started they have added a further £130 in charges to the account. My question is that with all the delays that have occured during my claim and with the extra charges that they have added, is it worth my while to start my claim over? Or do I just carry on even though some of the dates have been overshot and make a further claim for any additional charges added once the original claim has been settled? Thanks for any replies Edit: I contacted my local county court to see if the
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