Thanks for all the input. I've left it with the insurance company to resolve, they were very sympathetic and will take it up with the other drivers insurer. The problem here is that its his word against mine, sadly there's no CCTV at that location. I think these people know where they can get away with such incidents, I'm sure they go trawling around for potential victims and I wouldn't be entirely surprised if this guy has made claims like this before.

Thanks for the advice. I'll bite the bullet and ring my insurers tomorrow, just dreading the renewal premium and it wasn't even my fault. Makes my blood boil.

Hi, Some advice please. I was involved in a very minor shunt over the weekend, there was no damage to either vehicle but I exchanged numbers with the other driver. I took pictures of both cars as well. I've had a phone call today from the other driver asking for my insurance company details and informing me that he has neck pain. My vehicle was stationery at the time and the other vehicle rolled back into my car. I'm very concerned as I think this is a fraudulent claim but even more of a concern is that I had a claim earlier in the year where my car was written off. If I tell my insurance company of this incident I probably wont be able to afford my renewal, regardless of whether it was my fault or not. Also my understanding is that the other driver goes to his insurance company and makes the claim who will then automatically contact my insurers. Any guidance would be appreciated.

Hi everyone! Been a browser on this site for ages and finally registered today! btw..great site