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Everything posted by essjaydee

  1. Hi all, I have recently had several weeks of sick leave, that were backed by a 'fit note' from my GP. Upon return to work, my employer requested a GP report, which I approved. After signing the relevant forms, I thought no more of it and awaited a follow-up with my employer after they had the info they needed from the GP. Fast forward a few weeks and my boss and an external HR consultant (I work in a small company, so we have no HR team/person) called me into a meeting, in which they said that they had spoken with my GP (or the surgery) several times, to check if they had received th
  2. Hi, firstly, apologies if this has been covered before! I have just under 6 months left on a 12 month private tenancy agreement and have split with my partner who has left the flat and moved on without contributing anything towards the rent/bills etc. My question is whether or not I can go after her for half of everything (or at least a partial amount)? The complication comes because when we first separated I tried to do the right/honourable thing and said that I would pay everything solo so that she could get on with her life. Now it has become apparent that I should have asked her
  3. Hi all, Firstly, this is actually a problem from the past and HAS been resolved (as you will see below), but I really wanted to post it here, including all the gory details, in the hope that it would assist someone in the future. We found a 'furnished' property that we liked through KFH - saw it on their website, quite a few images of the interior and a decent description, with the bonus of an 'underground, secure parking space', so we promptly arranged a viewing. Met the agent, was shown around, again very happy with everything - interior matched what we saw on the website... Same f
  4. Got a response apologising and the usual stuff. Have been taken off their distribution lists (apparently). Still haven't really acknowledge or replied to my point that I received calls and mail attempting to steal my money... Not good.
  5. Thanks - quite a few people advised this as the best course of action. Completed their complaint form online, so will await a response and let you know how I get on. Cheers!
  6. Hi All, I wasn't really sure where to post this - it relates to a digital TV company, but then branches off into a number of other areas! I shall try my luck, but feel free to move the thread if need be (and my apologies in advance, if I should have posted elsewhere!) Back in October 2011, I contacted Sky to sign up for TV, broadband and phone. I was then passed across to a sub-company called Love Digital TV, who took care of the details and installation (my first time with Sky, so no idea if this is common practice?) While LDTV were average in most areas (as most companies of this k
  7. Hi, I have now had a Talk Talk internet connection (up to 8mbps) for about 5 months and have been regularly faced with the line dropping out randomly and also very poor connection speeds (usually about 1/8th - 1/16th of the advertised speed). Streaming a video online is near to impossible at ANY time of day and downloads are painfully slow. Also, another key part of the problem is that if there is more than one device (laptop/pc/mobile etc) hooked up to the connection at once, the whole thing is crippled and functions at what seems like slower speeds than 56k dialup! My question
  8. Well thats it..... got home today with a letter waiting for me.... and they have paid up!! the money will go into my account within 5 days! cant believe it actually happened, so many thanks to give to everyone here, i couldnt have done it without u, safe to say im off for a beer tonight to celebrate! will be making a donation as soon as i get the money also. thanks again everyone and good luck to all the others going for it, stick with it, the day of glory will come!
  9. received a copy of the acknowledgement from Halifax today saying they intend to defend all of the claim. fingers crossed they wont follow it through!
  10. Well my overdraught is quite a bit larger than yours and they havent closed the account, or demanded it to be paid back in full (apart from the repayment hassle i was receiving in the first place!), if anything since starting the claim they have left me alone and been a lot nicer! of course they can ask for the o/d back whenever they feel like, but thats nothing to do with you claiming money back, and you would have to work out a payment plan, they cant just expect u to pay it in one go. good luck anyway!
  11. Hi, this is pretty much how i got treated, with the excessive amounts of phone calls etc (i received 20 calls in 14 days - and those are just the ones i answered!), there are a few bits you can do, because this sort of threatening behaviour over the phone demanding payments etc is harassment, if you check my thread - http://www.consumeractiongroup.co.uk/forum/halifax-bank/6939-essjaydee-halifax.html - there's a few posts in there about what to do in response to the harassment. good luck!
  12. yeah, he's a legend. i cant watch anything else with steve coogan in now, its just not right!
  13. Ok received a letter from the courts saying the claim was sent to halifax on 7th july and is to be served on the 12th. now to wait.... quick question though, and i dont want it to appear that im jumping the gun here.... but IF and i do mean IF i receive my money back and they pay it back into my account, will i be able to withdraw it, because it will mean i am still in my overdraught?? (ie the amount they would be paying in, isnt as much as my overdraught amount). thanks.
  14. Take a look on the FAQ and the step by step guide, and then the relevant templates are on the library section. I would imagine it would be the preliminary approach letter you would want to send, although you would need to add a paragraph about rejecting the £200 offer.
  15. if that is the case - i cant imagine that they could do it though - how can they possibly say 'we dont agree our charges are too high' and then bring out something ridiculous like this!
  16. Ok thanks for that, what would i do without you guys! (dont answer that actually....!)
  17. Claim has been issued now, something has confused me slightly.... on the pdf form on the money claim website that shows all the information i had to enter in, it gives the court address as Northampton, is this likely to be correct seeing as i live nowhere near that whatsoever!?!
  18. Well thats the money claim part done.... fingers crossed i did it all correctly! will keep you posted! thanks again everyone who has helped!
  19. yeah thanks for the assistance there, you have been a big help!
  20. they were there, just found them... http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-interest-calculation-spreadsheets.html just make sure when u put the amount u wish to claim back, you DO NOT add the 8% interest... this is for when you get to filing the court claim only. good luck!
  21. it can be awkward opening a new account, lloyds also said i could only have their very basic account - not even with a visa electron, literally just a cash withdrawal card and nothing else! but i got one with alliance & leicester with no problem, hardly asked any questions at all. obviously i dont know about ur past finances but i guess if u have had anything that would flag up during a credit test then most banks may be reluctant to take you on with an account with credit cards etc. good luck with your claim though, fingers crossed!!
  22. ok, the piece of text they give me has confused me a bit.... 'The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from {date when the money became owed to you} to {the date you are issuing the claim} of £ {put the amount} and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of {enter the daily rate of interest}'. Not sure what i need to fill in for the bits in brackets? i assume first is the date i am claiming from (in my case it is 3 years ago) up until the present date i guess?? then the am
  23. thanks for the reply.... had already used those guidance notes, just wanted to double check all was ok! thanks!
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