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DOZY

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About DOZY

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  1. Hi I am on DLA indefinate, but have hust received a IB 50 to fill in , I thought i had to no longer fill in forms etc, however I am not on IB but only DLA, so i think this is to do with a earlier claim for IB which was refused due to lack of NI contributions , so the only part of IB i get is for the NI credits, Is this correct , or do i have to fill in the IB 50 even if on DLA indefinate dozy
  2. Hi I have a old debt a Co-op credit card, Which I was unable to keep up the payments cos of lack of work and in ill health for the last two years. The debt was sold or passed to Equidebt ltd , and collection is under Geofrey parker bourne , solicitors . The CCJ was by installments of £2-00 per month dec 2006, since then i have had to pay increasing amounts of money , now standing at £10-00 per month. I have asked for a write off , waiver of debt on health grounds to solictors no reply at all, nor to a CCA request ,which i now know to have been voided by the CCJ order ( as s
  3. Hi No the court was in nottingham equidebt territry i live in brum, theCCJ was in 2003 i have not worked since i was made redundant in 2003/4 and for next two years was employed with various agencys, i was carpenter/joiner, and employed on a self employed basis via the inland revenue on the construction industry scheme (CIS) ,but work was a week here /there to a few months to 9 months ,but in the end the building industry went for employing all the poles coming into the country then , cos they were a lot cheaper than us agency workers , I got a hourly rate back then of £12 to £16-00 p
  4. hi Now something extra, i have already asked for a write off of debt , no reply total silence seeing as i have not paid solictors the inflated CCj , and a deafening silence here too,from them more than 10 weeks now, do you think they are up to something, or are they awaiting something from equidebt ltd , before they do anything, should I SAR them now , what happens ,seeing as i have not paid my CCJ to solicitors , on them receiving this SAR , would it effect or do something to the CCJ. I have forms for fee s for CCJ set aside as i qualify.is it worth doing that too. please
  5. Hi I just did a quick math on how long it would take at the original judgement order , on 3340-00 and it comes out at 172 years !!!, i will probably be around for another ten years hence , so i pay £240-00, not bad, and there will not be anything left for them , in fact theirs nothing now!!. I thought anyone with a few bits of sawdust in their head would have relized long ago , that its not worth the effort involved in trying to collect, but of course they are trying to find out what you have , in my case zilch. and they cannot chase anyone else in the family , my wife in ten years
  6. Hi Asked this before in another way, some time ago. I have a CCJ with co-op, but now being run by solictor, they have incresed the payments over time , but I thought that they cannot vary a CCJ payment judgement, without going back to court for a variation order ??, it was for £2-00 per month, now £5-00 per month, . my solictors have sent a write -off request first , then a CCA request, both have been totaly ignored, no replys at all. should I apply for a set aside of debt, I should qualify for no fee payment due to been on benifits DLA. can i do that now this is from a
  7. Hi The debt is capquest !!, right my solictor sent for a write first ,then CCA,d them and others, cap then sent a duff CCA with mixed up dated statements ( i,ve seen this bit some where on forum), my legal aid ran out so i sent them a "in dispute letter" ,with a further one for a request to re-consider a write off. they replied with a letter wanting medical records and an income statement. this is asking for my wifes income as well she is on SP/AA/PC only, now on PC rules my DLA is not counted as income ,but my wifes SP is,thus we receive PC as a couple, and i am sure Pc and oth
  8. Hi Dozy again Its just occured to me that they just might be fishing for my income etc, but their letter also said to send all medical docs to them as well, what do you think. dozy
  9. Hi I posted a message to forum yesterday on this and received some help, But I really want a definate answer to the question, do i have to put my wifes income down on form, she is a pensioner , whereas I am not yet(61) and my sole income if you/they could say it is is DLA, no other income at all. Now i am going for a write off on this debt , so if I do not play ball with the demand for wifes income they may not do anything at all. I may also add that they have failed twice now to produce a true CCa, and ignored a in dispute letter. What doe,s and does not contitute a inco
  10. hi scott qoute: Hi, DOZY. What do your solicitors say ? If poss could you scan up on to this thread exactly what the sent you with regards to the CCA, remembering to remove all personal details. Regards. Scott my reply dozy. hI Scott Solicictors took on my case on a legal aid thing , the amount of work they could do , (£200-00, i think) they could do under that free legal aid scheme was reached , thus i have started to to do it myself with the forums kind help. Their help did of course write off one debt, £****, and achieve some progress on th
  11. Hi my solicitors sent for a CCA, I received just an application form and mixed up statements , I sent off for a CCA in dispute letter 3 weeks ago, with a request to write off the debt, I have now received a two letters , first one a income statement form, the second a day later a list of debtors and amounts and amount being paid monthly. Now if Cap one have failed to supply a CCA, and now with my regards to me sending them a write off with a "in dispute letter" , can they still expect me to fill in both the income statement and the debtors list etc. I am not particulary bothe
  12. Hi I have sent yesterday one not a true CCA and now "in dispute" , and another to re-consider a write off waver, to same. Two "in Dispute " letters for no response to CCA requests and to re-consider the write off waivers, to both. Now while this is going on , I have noticed that the Duff cca (capquest) is only a application form for which i have now sent the "in dispute" letter, but i saw that the application has the self -employed box ticked off , and the PPI box as well. Now do i await replys for the indispute letters etc first , or can I chase for miss-selling PPI on g
  13. Hi I am about to send off a I2in dispute letter to CAPQUEST, however the lines on my pasted letter in bold have been complied with , but not the CCA agreement ,which is only a application form . Do i just send the letter as it stands and let them defend those items i received , or do I delete them from the letter, see below. "As you have failed to comply with a lawful request for a true, signed copy of the said agreement and other relevant documents mentioned in it, failedto send a full statement of the account and Failed to provide any of the documentation requested. You will als
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