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hertsboy

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About hertsboy

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  1. I am in really huge trouble. I had a loan with SwiftMoney which defaulted, this was over a year ago. Stupidly it was head in the sand time and I ignored the emails & letters. At the time of default, I cancelled my debit card so they couldn't take any money. Yesterday, I received an email from SwiftMoney stating that they had successfully taken £575 from my account (2 x £250 and 1 x £75.00). I have no idea how they managed to obtain new card details. I have confirmed with my bank that this is the case and they say that I have to wait for the charges to appear on my statement befo
  2. Funnily enough, they didn't show! Wasn't expecting that!
  3. Thank you for your reassuring responses! I am in deep trouble with a number of payday lenders which I am trying to resolve so any advice is gratefully received!!
  4. Just received a letter from Marston saying that in five days an enforcement officer will attend to recover debt and establish assests should a court order be obtained. I'm pretty sure no one will turn up and this is probably a scare tactic, but should how should I respond to this?
  5. On a more serious note, how do I go about dealing with companies that have got attachment of earnings orders against me already? (Black Horse & HFC are the culprits!)
  6. I believe the saying goes that a reputable DCA is as easy to come by as rocking horse s*!t!
  7. Hi All,I've been paying Welcome finance £64 a month. They phoned on Friday asking for this months payment and I told them not to take it. (Unfortunately, they have retained my debit card details). I discover today that they have taken it anyway!!! Is there anyway I can get it back?????ANy help, gratefully received - as a result of my few posts here, I already have issued 2 CCA requests (to London Scottish & Citi Financial). Welcome, you're next you f@*%^£s!
  8. Thanks for the advice - I feel more positive already :)I'll start with the requests for the CCA's and go from there. I'll let you know how I get on!
  9. Hi Everyone!Over the course of the last few years, I have got myself into a real financial muddle - and I've got all the biggies - HFC, Black Horse, Welcome Finance, Citi Financial - to say I'm up to my eyeballs would be a huge understatement and it's putting a massive strain on my marriage .HFC and Black Horse (which was for a car I had to have scrapped in the end) have successfully got Attachment of Earnings orders, Welcome are stinging me to the tune of 64.00 a month (this is a negotiated reduced payment with interest frozen allegedly). I have no paperwork for any of these loans. We're talk
  10. Hi Everyone!Over the course of the last few years, I have got myself into a real financial muddle - and I've got all the biggies - HFC, Black Horse, Welcome Finance, Citi Financial - to say I'm up to my eyeballs would be a huge understatement and it's putting a massive strain on my marriage .HFC and Black Horse (which was for a car I had to have scrapped in the end) have successfully got Attachment of Earnings orders, Welcome are stinging me to the tune of 64.00 a month (this is a negotiated reduced payment with interest frozen allegedly). I have no paperwork for any of these loans. We're talk
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