So like so many I have decided to reclaim my unfair charges and this morning I have received a letter from HSBC detailing what charges were applied over the past 6 years. However I am a little unsure how to proceed from here due to what the letter says. Here's a quote:
However, the bank (along with a number of other banks) has now become involved in legal proceedings with the Office Of Fair Trading ("OFT") in relation to bank charges which we believe will resolve the legal issues ragarding the fairness and legality of your bank charges.
It would be our normal a