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**Claire**

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About **Claire**

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  1. Thanks for the advice. It really is appreciated. I think I'll still send the letter that I have typed up, I might aswell now that it is done. Should I be forwarding copies of the letters I'm sending to the court aswell? Also can I submit to the court the offer letter I received from SCM even though they have marked it strictly private and confidential? I at least want to appear to be the one whose being reasonable and trying to resolve the matter.
  2. Is it not better for me to continue to hassle them? If I do nothing then I'm not really proving that I have tried to settle the matter out of court?
  3. Hi All, I have tried to find my previous thread to no avail so I've decided to start another one. To give you all a brief outline of the story so far. I have had a relatively easy time with my claim. I submitted all of the preliminary letters as suggested on this site and having waited for all the timescales to elapse. I served my money claim on 6th July 2006. I received an acknowledgement of claim (just within the 14 days which was then followed by a defense on the 4th August. I then received a letter from Sechiari, Clark & Mitchell marked strictley private and confidentia
  4. Thanks Michael. Nearly finished processing my money claim. Hopefully they will ignore that too and then I'll win by default
  5. Hi All, just a quick question. I'm submitting my money claim after Lloyds have failed to acknowledge my LBA. I've given them the required 14 days and still no response at all so now on to filing my claim. What I need to know is that if I'm filing a claim for 2 bank accounts do I need to file a separate claim for each. When I've corresponded with Lloyds I've just included the total charges to be claimed on the one letter but I've highlighted that I am claiming for 2 accounts held. Thanks Claire
  6. I was just going to pen my own but I think I'll stick to the template just to make sure I don't miss anything. Thanks for that
  7. Well, I received my letter to say that they weren't going to give me my money back as I signed up to their terms and conditions when I opened my account so looks like I'm in it for the long haul. Don't mind though as I'm just going to do everything by the book and hopefully I'll get somewhere at the end of it. I'll be sending my LBA tomorrow and giving them 14 days to respond before I issue court proceedings. One quick question though. I know that I have to add on the interest when I take the claim to court but do I put it in the LBA letter also to let them know that I will also be cla
  8. Hi All, I've just received details of the charges made to my account over the last 6 years and I've also received the statements for my account dating back to 1997 as requested. What I need to know now is do I include the overdraft usage fees and the interest charged on my account? I have a lot of different types of charges:- O/draft Interest, not very much only on average 50p; Account Charge, ranges from £4 to £7; O/draft usage Fee, £25; O/draft Excess Fee, £20 to £25; Thing is it's not in a statement format they must have just done a search on the transaction t
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