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About Rachie1973

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  1. Hi, As the title suggests my 16 year old is pregnant (shocked me somewhat). She lives at home and we have a healthy relationship and she wants to stay here, and I am happy about that. Babys father is local but they're not in a relationship and he won't be moving in or anything like that. Her father and I do claim a relatively small amount child tax credits for her, since she's still in school and is planning on 6th form in Sept. She fully intends to go ahead with this, and we'll support that for obvious reasons. My question is, how do benefits work when she has the baby?
  2. No. We were waiting for our tenant to move in. We are sure we did call to discuss the terms, since it was complex. They deny any call happening. We have never claimed to have anyone 'living' in the house. They told us it must never be empty for more than 30 days at a time. We made sure it wasn't. We were working on it alternate weekends.
  3. We have a landlord insurance, but it asked was a tenant in place?, which we answered 'no' to.
  4. Hi We bought a house, last May in Norfolk. We don't live in it. It was bought with our inheritance to retire to one day. In the meantime we rent one 140 miles away that we live in as we can't afford to retire yet. Our house in Norfolk was bought with the intention of renting it out until we can move in about 4 years time. We had some work to do in the house to make it fit for tenants, and we (wrongly as it happens) thought we would be liable for capital gains tax if we rented it in the first 6 months, so knew it wouldn't be tenanted straight away. We have finally got
  5. I had one of these a few years back. I was terribly worried about it all! Turns out it was simply because my claim hadn't changed for a few years and they just wanted to check all was the same etc. As it happened my circs HAD changed, one of my kids grew up and moved out, which I told them about and could prove with receipts etc of letters, so it at least made sure records were accurate
  6. Thanks for the specific info Very helpful x
  7. A while since I posted! Sadly we lost my Father in Law earlier this year. He has left us a nice gift though. The only benefits we get now are Child Tax Credits. My question is, should the inheritance be declared to them? I keep looking online but get mixed answers.
  8. Thanks for all the advice. I did wonder about ESA, but since most of his problems seem to be emotional or behavioural I think it could be a hard slog getting it. That said DLA wasn't a piece of cake and we got there eventually
  9. My son is 19 now, he's been in receipt of DLA for about 5 years on the lower levels. His DLA is given in regards to behavioural, self care and communication issues. He did have a job for a while, but as suspected was unable to hold it. This job was handed to him on a plate by my cousin, so he clearly didn't interview for it etc. In the 6 months he was their he simply couldn't understand the 'banter' so took offence at it, he couldn't get up on time without me screaming at him, he didn't bother washing or wearing clean clothes. In the end my poor cousin had to fire him because no
  10. I don't think it's because you're a man, more because you've asked them to do something beyond their normal dummy sheets. I've been back and forth with them for years with my ex paying into work schemes, claiming a child at home that was 20 and working, most recently he's claimed 'He's not the Dad', lol. I think the left hand rarely knows what the right is doing and we just have to sit here getting more and more frustrated!
  11. Rachie1973


    Erm pretty much none. The money goes to the parent with care to help with his upkeep.
  12. Just to give background. House repossessed in 2008, Husband made bankrupt but not me, because I wasn't on the mortgage so my debts weren't rolled into his. Have an outstanding overdraft with Lloyds TSB. I shut my account with a £0.00 balance in Jan 2008. After the house was repossessed I did pay for post to be redirected to our address but never received a letter from Lloyds. About 4 years later I received a letter telling me my account was overdrawn by about £600. I can only assume something was missed and Lloyds applied their MASSIVE OD charges afterward
  13. Then I would want my ex husbands receipts to make sure he's not wasting money he could be spending on our children in that case.
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