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Everything posted by spark1

  1. I had 2 complaints sent back, 1 was acknowledged and stamped, the other 1 was ignored. Both complaints were about companies licensed by the OFT and occured after April 2007. I sent the 2 of them back with a letter of complaint to MR. Walter Merricks and information printed form the FOS webbsite to show why my complaints fall within their jurisdiction. They dont like anything to involved imo. Spark
  2. Goodstuff Reallymadwoman I studied your thread on the FOS and found plenty of good info that allowed me to prepare a couple of complaints the FOS returned them to me, but I have since returned them to walter merrick with a complaint, because boths complaints I made happened after 6th April 2007 and both comapnies involved hold credit licences issued by the OFT. Keep up the good threads. Cheers Spark1
  3. alan7181 The way I read your posts, you dont sound happy with the forum or the advice on offer. I believe this forum is free to use. The simple alternative is to put your hand in your pocket and pay a solicitor for advice. Spark1
  4. He knows full well, if you resolve the issues with the creditors first, there will be nothing left to resolve with Experian You take Experian first the others will full apart Then the flood gates open Spark
  5. Uk26 What will you gain from a telephone conversation? You need to show Dominance Spark
  6. UK26 found some other posts in regards to cpr 18: http://www.consumeractiongroup.co.uk/forum/natwest-bank/35672-cobbetts-cpr-18-request.html http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/72818-cpr-18-a.html info on it: http://www.pinsentmasons.com/PDF/RequestsforFurtherInformation.pdf hope this helps Spark1
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