Lin v Halifax in Halifax Bank and Bank of Scotland Posted June 14, 2006 Have had statements sent for 3 accounts after 2 lots of requests - several years were missing first time round. We have sent the first 2 letters requesting payment and their time runs out on Monday. However today we receive our first response saying that they have reviewed our account and the charges would not be refunded. I called the number given and was told by a team leader that the Halifax does not repay charges and give in to demand letters. They have not paid out any moneys in light of the recent hype in the media and are not changing their banking practices in any way. And they have not been taken to court by anyone and lost to date. It did sound rehearsed and in light of this should I now proceed with my claim through court. If you have had a full settlement from the Halifax can you let me know. Can anyone If they've had your LBA and the time has elapsed, then take it to the next stage and then you'll find out that they DO pay up. They haven't LOST a case in court - because they haven't BEEN to court!