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thewifeandI

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Posts posted by thewifeandI

  1. Hi - take a bit of time to read up first to make sure that you have the facts before going too far ahead. Read the FAQs and template letters then have a good read around here to see how others are getting on. Keep any progress on your own claim or questions that arise in a new thread in the forum for your bank to make it easier for others to follow and advise you. There's a set of links in my sig below that will help you find where all this useful information is. Well done for getting started! :)

     

    Apologies for the slowness of the site today - recent publicity has made us very popular!

     

    Follow the above advice for the bank charges and start a thread in the forum for your bank.

     

    For help on the bailiffs, post a thread in the DCA/Bailiff forum for the best advice.

  2. She would be better off talking to her IVA people before doing anything - they need to know what is going on as the bank may decide to break any arrangement or take other action if she goes ahead. Explain the situation and get their OK before taking any action.

  3. hi everyone ,i am also new to this and sent of my letter for my statements to be sent out and enclosed a £10 cheque ,that was over a month ago ,the £10 has gone from my account but no sign of statements has anybody any tips on what i should do now .by the way im with halifax .

    cheers lucy

    Hi - you need to give their customer services a quick call. If they fob you off with "letter not received" excuses, ask how they cashed your cheque! Try not to get into discussion about the reason for the request. Remind them of when the 40 days expires. Start a thread in the Halifax forum of your own for best results. Post questions and progress in the one single thread so that others can follow what you are doing and offer advice.
  4. This will work out your court (s69, 8%) interest for you. You don't do anything with this at the moment. You do have the option of claiming interest on your missing money at contractual rates, in which case you look up the rate that the bank charges you for unauthorised overdrafts and use that as the rate in place of the 8%. In this case you have to include it in the value of your claim from the beginning instead of waiting until Moneyclaim.

     

    Sorry for the multiple posting - I'm doing this at work and have to keep stopping to answer the phone!

  5. Hi - take a bit of time to read up first to make sure that you have the facts before going too far ahead. Read the FAQs and template letters then have a good read around here to see how others are getting on. Keep any progress on your own claim or questions that arise in a new thread in the forum for your bank to make it easier for others to follow and advise you. There's a set of links in my sig below that will help you find where all this useful information is. Well done for getting started! :)

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