keep on top of them!! 10% is a good rate..7% is only usually given to exisiting customers who proove they r struggling to pay

progressive is the holding company or welcome finance. its all the same thing as with all things, i think it depends on your situation. If u take a loan from the branch they will explain everything to you and are strictly monitored. if u take a car loan, then unfortunately, it is the car salesman that is responsible for what they tell you (remember that they want to flog u a car) however, they are also now strictly monitored. - also welcome car finance is not the same as welcome finance. WCF sell u the car and WFS service the loan... .also, its usually the insurances u take that increase the loan to a much higher balance. this is all clearly shown on the agreements so make sure u are happy with what u sign. its not usually in small print either!