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cal_t1

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  1. Hi, Thanks for the advice, I'll call my bank and see if they can stop the payments going out and send the letter to chequebook. I'll keep you posted! I've paid £1440 so far!
  2. Hi all, I unfortunately took out a chequebook loan for £300 2 years ago when I was in need of quick cash. Thinking I'd pay it off quickly, it didn't happen! I have been paying £60 a month for this loan that doesn't actually reduce the amount owed totalling £1440 in fees so far. Since taking out this loan I have had a change in circumstances and paying this £60 a month is a really struggle and I am unable to clear the loan either. Chequebook loans take the money out of my account I think in the same way that a retailer would in payment form rather than dd. I would like to cancel payment and discuss an alternative arrangement but they haven't been much help. Does anyone have any experience with them or a similar set up. All advice appreciated! Cal
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