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Worriedtony

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  1. thanks thats great i will get straight on it one more questin the address for GDR i got of this site and one for fv-1 when they replied to me it was from the there standard po-box address so i dont know who it came from fv-1 or gdr who should i reply to and do you have a correct address
  2. thank you thats great the only issue is i have not left it 30 days the letter back to me said there was no cca due to the age of the debt and they give me 14 days to reply so do i still need to wait or can the letter be edited for use now so i can send it tomorrow ??
  3. Can anyone offer any advice to me as i want to send a letter back to gdr requesting no more contact as they have no legal right to chase the money but i wnt something in writing back from them so they dont pop up in 5 years ha is there a template or can any one make a suggestion ? want to get the wording right:rolleyes:
  4. Oh what a supprise i sent a cca request last monday 25-02-2008 today i recieved a reply basicly saying due to the age of the debt they do not have the requested information and have enclosed a screen print of the debt tut first of all the amount on the screen print does not add what i owe does not add up with what they say i have payed its about £100 short (this is from the people that i rang and offered a settlement to and they said it was not enough and they would take me to court for not telling the truth about what i could afford) any way i will be writing to them again requesting in writing that they have no further correspondencewith myself and i will be reporting them for requesting money they have no legal right to. I have also stopped payment of my direct debit to them Thanks again for any comments this web site has helped a lot p.s if you pay money to a company who has no legal right to it can it be claimed back???
  5. Sorry I Have Just Noticed I Posted Tis In The Wrong Section Can It Be Moved ?
  6. Thanks guys for a quick response and your help i want to resolve this matter as quick as possible as it is tne only issue left to deal with from my past hickups from 9 years ago ha thanks again any more ideas please post i will try to keep everyone informed what happens
  7. Hi all, can anyone help? I had a loan with Lloyds TSB which I defaulted on when I was made redundant. For the past 4 years, I have been paying GDR (on behalf of Lloyds) £10 per month. However, I have now started receiving letters from Global saying that the payment is not sufficient and that they require full details of my income and expenditure so that they can increase my payments. Am not in a position to do this and so offered to pay them half of what they say is the outstanding amount (have had to borrow money to do this). They have refused this and were really nasty on the phone, saying they don't believe me and that they will take me to court. I've been making the payments to try and do the right thing, but don't even know how much I owe, or owed to start with. Global are just being really difficult to deal with and I can't get any information from them, they just keep saying that they will take me to court. Anyone know where I stand? Have I done the wrong thing by paying them so far? Do they have to increase my payments?
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