The thing is I have no credit cards and I have never had one in my life. All I have is a checking account with a debit card. So I'm wondering if theres something going on in my name that im unaware of?

I just did my first credit report online and I went to the "Requests for your credit History" and there seems to be a lot of things. I don't have a credit card or anything so this is why I'm curious.. Theres a lot of banks listed and AMEX. Is this normal? I just want to make my sure no one is getting a credit card in my name or something. As in someone in my household doing it. btw im only 20 and i live with my parents.