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redbull21

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Everything posted by redbull21

  1. thanks once again for your help. I will send the letter off first thing tomorrow
  2. Hi im back on again with the same problem. It seems that Arrow Global have now passed the matter onto debt collectors after all this time. They have demanded payment as usual. I am incredibly cross that Arrow could not provide a copy of the original agreement but have passed this onto another Company to deal with who are making the demands. Do I just ignore the letter or is there a specific reply to send due to the fact the original agreement has never been provided. Please help. I actually started to think this matter had finally gone away !!!
  3. got a letter back this morning as attached enclosing a copy of the application form AGAIN !!! Help please on what to do next with their comments to my letterARROW.pdf
  4. got a letter back this morning as attached enclosing a copy of the application form AGAIN !!! Help please on what to do next with their comments to my letterARROW.pdf
  5. got a letter back this morning as attached enclosing a copy of the application form AGAIN !!! Help please on what to do next with their comments to my letterARROW.pdf
  6. I will try to dig out the letter I sent to Paragon that made them close my account. that would be most helpful if you could please
  7. after all this time I have now received the attached letter. Any help would be much appreciated please arrow.pdf
  8. After hearing nothing from Arrow Global they have now sent me a copy of a credit agreement which is totally blank other than our names at the top left hand corner, there are no figures of any kind, no signatures or details of the amount claimed. Please could someone tell me if I can ignore this as surely this is not what they think as a copy of our original agreement !!!! Help please
  9. just realised the letter from Lombard was sent recorded delivery so I had to sign for it and they can now obtain my signature from the electronic proof from the Post Office !! Too bad the letter was signed for by me and the account is showing in my husbands name !!! Hope they dont try to use it as we both have the same intial but totally different signatures !!!! :grin::grin:
  10. just realised the letter from Lombard was sent recorded delivery so I had to sign for it and they can now obtain my signature from the electronic proof from the Post Office !! Too bad the letter was signed for by me and the account is showing in my husbands name !!! Hope they dont try to use it as we both have the same intial but totally different signatures !!!! Ha Ha
  11. just realised the letter from Lombard was sent recorded delivery so I had to sign for it and they can now obtain my signature from the electronic proof from the Post Office !! Too bad the letter was signed for by me and the account is showing in my husbands name !!! Hope they dont try to use it as we both have the same intial but totally different signatures !!!! Ha Ha
  12. Hi Elsa Many thanks for your help, its much appreciated. I am going to get the letter off to Lombard and also to OFT etc as I really dont know anything about this debt. Although we do have financial problems with other people this Lombard supposed debt is certainly not one of them and it obviously goes back to 1997 as stated in their correspondence. I would have thought if there was anything in this I would have had some correspondence instead of them waiting 13 years to start letter writing !!! Once again, thanks for your help Jo x
  13. Hi After writing the letters suggested to Arden and of course no response from them ! I have now received the attached from Lombard ! Please could anyone advise whether I should reply or not ?LOM.pdf
  14. they are shown as Arden Credit Management, PO Box 15276, Solihull, B91 9PN thanks again for your help
  15. thank you both for your quick replies. I am so naive when it comes to dealing with these people and its wonderful to have such a forum with so many people offering to give their advice. In reply to Under-cover Elsa, I originally just sent them the general no acknowledgement of debt letter from the templates section as follows: Dear Sir/Madam You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves. I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name). I am/w
  16. After receiving a letter from a company called Arden regarding a loan to Lombard which we do not ever recognise as having had I was advised by the forum to send a letter stating these facts. After having received other numerous "threatening" letters from Arden I was so fed up I scribbled across their last letter stating "how many more times ? reply to my previous request or stop sending threatening letters" and sent it back to them. I have now received the attached letter and wondered if anyone could now advise me what to do next please ?:confused:lombard.doc Thanks in anticipation
  17. Some months ago I received statements from Lombard stating an account owing just over £5000. I had no idea what this was so I never replied. A few weeks later I received a letter from Wescot stating that I owed this money to Lombard. I sent them the usual letter with the £1 postal order requesting proof and eventually heard from them that they were taking the matter no further and that the account had been passed back to Lombard. Another DCA then wrote and I sent them copies of Wescots letters and also another £1 and request for proof. They never replied. I have now received a further le
  18. Hi, after sending this letter to Arrow I have received the attached reply. What do I do next please ?? _0907121845_001.pdf
  19. thank you so very much. I am so confused with the whole issue but will definitely will copy this letter over and add the relevant details and send to Arrow tomorrow. Thank you once again, it means so much when others try to help the situation. I will let you know when I receive a reply.
  20. thank you very much. I will do this to Paragon tomorrow. Please should I send one to Arrow too ?
  21. I dont know how to edit the docs - please could you advise me how to do this. I have deleted them for the present time until I can sort out how to delete my details. thank you
  22. I have been trying to attach what I have received from Arrow Global which they say is the signed credit agreement. However when I was looking at this it appears that this is the application form first filled in to request the loan. We have signed the form in 1995 but in numerous places it states application form. Please help me in what to do next :confused:
  23. please could you tell me which letter to use. I cant find a prove it one
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