Did you get anywhere with this...I am challenging the OUSBA aswell

I can honestly say I was improving my score when using credit expert but after dropping over 400 points the day they changed their criteria, it all felt pretty pointless...I know the score isn't used by lenders (i worked for experian for 8 years) but its a good indication....felt like I am banging my head against a brick wall....so anyway im £14.99 a month better off aswell.....grrrrrrrrrrr:evil:

Hi I am unsure of some of your questions but may be able to cast some light on the default/CCJ dates. The default date is considered to be the point in time you broke your credit agreement, ie you've not met your obligation for a number of consecative months, the CCJ date is the date a court find in the creditors favor and agree you are liable for the debt

In relation to the phone...if this was a contract, you are still liable for the monthly payments for the contract period regardless of whether you have the handset or not. I guess its why they try to sell their insurance. Hope that helps

I am assuming he was able to prove that the letting agencies claim against him was vexatious and is now counter filing for costs.

Im soo sorry for not replying sooner, you must think Im terribly rude, I only just located the email alert in my spam filter. In response to your points. 1, I am meeting with a solicitor on Thursday morning along with my union rep with a view to looking at a civil breach of contract claim and will update you once Ive had the meeting. The preliminary hearing is booked for 15th May and the Union have now dropped me because they claim there is a potential claim for me to take legal action against them on the grounds of negligence therefore there is a conflict of interestm they have arranged said appointment for me as per above to try to remedy the situation. They have said they simply cannot go along to the prelim hearing at the ET as they will have to answer very uncomfortable questions about time limits that they SHOULD have known:-x 2, During the time period of my fathers death I was absent from work and soley caring for him, after he passed away I was then ill with tonsilitis and off work. This takes out a good siz week period of time. BUT I have been advised this will be irrelevent as the UNION SHOULD have submitted the ET1 on my behalf. ET hearing on 15th May. Thanks for replying and once again sorry for the delay

well...either way good luck to you if you can take it further, seen as the company approched YOU. I think its really bad that so late on in the day they mention the 3 reasons youve listed.

Oh I don't know then, sorry. Try giving ACAS a call...numbers pinned in this section. Good Luck

I think you may be referring to the working time directive...im not sure..might be worth googling

agreed, hopefully this course will at least provide him with other opportunities for employment:) its all a joke tho...i mean heres a guy trying to earn a decent living, may as well give up and claim benefits:mad:

Im having to do some research myself as have lost faith in my union and now feel the need to convince them to continue and also back this up with case studies and the relevent legislation as to WHY? I hope these are useful to others. Royal Bank of Scotland v Bevan [2007] UKEAT 0440_07_2611 (26 November 2007) WorkRep - Free Advice For Workers. Representation At Employment Tribunal. The Employment Act 2002 (Dispute Resolution) Regulations 2004

I hope you get the support you need....damn employers

it seems your right.... I was going along with the advice from my union rep during a stressful time with my previous employer and also the death of my Father, I took my unions advice as concrete, why would I after all have cause to question their advice....where do I stand now? whats the process of a formal complaint to the Union?

not impressed with my union either now....I have been badly advised by my rep and now my et claim is out of time:mad:

sounds very familiar.. I am sure youll get good advice here. Employers really do hack me off!