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Everything posted by smc1878

  1. thank you I just asked them to remove my number from the system I will look at my credit report later not sure what if anything it is in relation too
  2. Hi has anybody heard of a debt collection agengy called Tenron? they have left several messages on my voice mail, I have advised them to stop
  3. Thanks to everybody for their advice I am sending this letter off to this company today should I start it with the following "I do not acknowledge any debt to your company" I am using the CCA template on the site also - I am sure that this debt may be statue barred as I cannot recall any sort of payment in the last six years as I had totally forgotten about the account - I am worried that they "May" use th postal order for payment against the account to start the clock ticking again, do I make the postal order payable to them or just leave it blank? kind Regards
  4. ok, thank you for your help and advice
  5. thanks very much - I have sent them recorded delivery in the past but as long as I get the proof that should be fine shall I fax the letter to them or just rely on post?
  6. I have had dealings with Crapquest in the past - good luck with this
  7. thanks for your help - I've got a few health issues at the moment so could just do without all this at the moment I will do a CCA request to them and get it sent recorded delivery tomorrow any idea on the letter template to use for CCA?
  8. Oh just seen that the default date is 29/11/2010 - it says when I click on the question mark that the" debt has been sold to an organisation that is not a member of our information sharing scheme. We will keep the record in the original lenders name and mark as closed" it gives a start date of 1/1/2011 so presume this is when debt was sold? Not sure what to do for the best to be honest the credit limit on the monument card was 400 so not sure it's nearly doubled :/
  9. What is a dca entry? It went into default 49 - 69 months ago
  10. Yes I used to have a monument card years ago and it did go into default however I stopped hearing from the and I don't recall owing that amount of money - with it saying settled on my credit record I'm very confused What should I do?
  11. and it is not showing up on Noddle at all
  12. thank you for the link to free credit report it is much appreciated
  13. sorry its not equafax but experiean - any how an amount of 754.00 is shown as "satisfield" and was owed to Raphael bank on 1/6/2014 this year however i have no knowledge of this at all this is very strange
  14. thanks for the replies my credit file from equafax is not showing this at all - it is showing it as a settled account?
  15. Hi has anybody heard of this or had any dealings with with agency? they have sent me two rather nasty letters in space of a week asking me to contact them regarding a debt that has been assigned to LLC acquisition on 30.1.2010 (four years ago!!) I don't recall this and some how they are now saying I must pay 753.52 by 11:00 on Thursday before advising their partner soliictors to issue a county court summons what is the letter that you send asking for proof over the debt? it a CCA? I sent one of these to a company a few years back but I cannot rem
  16. I doubt he's paid a penny last I heard he had moved totally out of the area I'll see if jack jones calls me back tomorrow and take it from there or see if they send any other letters Thank you for the advice
  17. Ok thanks very much I've searched my credit record and can't see it listed or any CCJ so that's reassuring thank you
  18. I should also add we split up 2001 sorry I think the debt was a loan he took out
  19. It was in his name and I was down as secondary on what he took out - he said he was paying the debt but like many other things hasn't it looks like it's not been paid since 2002 we divorced the year after and it's been 14 years since I had any contact with him
  20. Thanks for your help - what if there is a ccj on this because my ex has not paid what he should? Will it still be statue barred? Like I said there is nothing on my credit report linking me to this at all or my old married name I'm a bit of a panic merchant to be honest so really worried
  21. Thank you I've just read my credit report and they haven't searched it and my old married name from 13 years ago isn't even on there so not sure how they got my details which is a worry - the man who left the message said he was called jack jones too!
  22. I was nearly going to ring them back as he cut me off dead when I said I wanted my name removing off their list
  23. Has anybody heard of these delightful people? They have left messages on my phone and sent letters - the debt is something ran up by my ex husband - we split up 13 years ago I rang them and said I wanted the details taken off their records and the guy started cross examining me The debt isn't mine and letters are all in my old married name - he said he had got me by the electoral register and would speak to his colleague jack jones tomorrow to make a decision on whether or not they will remove the details I've sent the letter back not at this Address
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