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Sidnee

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About Sidnee

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  1. I started uni in 98 so its post, cheers people i've sent cca and a sar off anyway, so its all covered i think!
  2. Can anyone confirm if a sar alone is enough to put any arrears in dispute? do i have to tell them in writing i dispute this debt? (the arrears that is)
  3. Right deep breath people, i'll try keep it short! BUT PLEASE HELP ME!: I have problems proving my income therefore have problems with the slc accepting my deferment, which often means i have arrears & charges etc etc. In the past i have foolishly repaid these arrears and any inclusive charges with out question. DOH! But after reading various threads on here, i am heartened, but also quite confused. I have scattered correspondence from slc, and the various guises they come in, scotcall, dlc (and like a muppet i poo'd my pants not knowing they were the same company and paid them!) et
  4. krysus, noomill. i did the same, only they reckoned my deferrment was incomplete because i am an ice cream man and get paid all cash, (so i can only get a letter off my employer stating my income). Anyway, last time they hammered me for arrears and like a (edit) i paid em because i didn't know any better. this time scotgill have sent me a letter saying they are coming round unless its resolved!. After reading noomill's thread i'm gonna get a S.A.R - (Subject Access Request) and kick ass. (i hope!) BUT, does anyone know if my previous payment of arrears last time counts against me???
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