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bulldog1

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  1. aah Morgans -cabot- Morgans- Cabot. Colin ,trust me, this lot are the same company Do Not be conned by these clowns. No original agreement signed And dated by You,. No case end of, and dont they just know It.
  2. Hi Ricky, This seems to be victimisation by your employers, find out from your rep if he feels he is confident enough to argue your case if not get your Regional organiser involved asap
  3. bulldog1

    Style

    Tracey, CCA style right away and also S.A.R - (Subject Access Request) RBS there are plenty templates on the forum . I had a problem with these two recently alleged debt (it was purely interest) was ongoing so I cancelled order at the bank and just waited to see what would happen. Got letter 3 months down the line from regal credit demanding payment on behalf of their client or else blah blah ,anyway sent CCA S.A.R - (Subject Access Request) heard nothing until day before deadline from style when they sent me a run of the mill application form and a list of the general rules and regulations.I sent the lot back and stated firmly that i requested a true signed and dated original agreement and if they did not respond to my request I would have no hesitation in reporting them to the appropriate authorities. They came back with this "As we are unable to retrieve this information to satisfy your request we are treating the balance of your account as discharged and the credit agreement has ended". So i would advise you to cancel your payments to them and CCA style and S.A.R - (Subject Access Request) RBS as the outstanding balance you are paying this mob is purely interest and it will continue and continue no matter what. good luck
  4. Never received copy of agreement Paul. Just a copy of the general conditions you would get with any run of the mill credit card. Nothing signed or dated.
  5. Hi Folks ,just Got Back From Hols And Guess What, A Nasty Threatening Letter From Regal Credit Consultants Demanding Payment Now Or Else They Will Send A Collector To My House Or They Will Issue A Claim Through Local County Court. Funny Thing Is This Lot Sent Original Demanding Letter But When I Requested Cca They Said I Would Have To Contact Rbs Style, Which I Did, So Obviously Its Been Passed Back To This Regal Mob,anyway Have Sent Regal Reminder That The 12+2+30 Expires On 23/4/08 Then Its The Old F.o.s O.f.t. Any Info Would Be Appreciated
  6. HI G , CONTACT F.O.S. FOR ADVICE, CERTAIN THEY WILL PUT YOU ON RIGHT TRACK. FINANANCIAL OMBUDSMAN SERVICE SOUTH QUAY PLAZA 183 MARSH WALL LONDON E14 9SR TEL O845 080 1800 [email protected]
  7. Cheers Hopeful , I'll Sit Back And See How Things Progress
  8. That Should Be First Thread Not Post
  9. HI FOLKS ,I AM NEW HERE THIS IS MY FIRST POST, BUT I HAVE BEEN TRAWLING THE SITE AND IT IS VERY INFORMATIVE AND INTERESTING. ANYWAY HERE GOES. RBS HAVE BEEN HOUNDING MY WIFE FOR ALLEGED DEBT, SENT CCA REQUEST AND S A R, RECEIVED REPLY FROM RBS STYLE TODAY (12th WORKING DAY) A SIMPLE COPY OF THE GENERAL CONDITIONS FOR A CREDIT CARD STATING THAT THIS SATISFIES THEIR OBLIGATION IN RESPECT OF THE CONSUMER CREDIT ACT. I DONT THINK SO. IS THERE A TEMPLATE TO RESPOND TO THEM. TA GUYS. PS NO SAR YET.
  10. welcome blacky7, feel the stress ease allready
  11. Anyone Else In This purely interest Situation
  12. Hi Gibby, You can contact them but DO NOT if possible, give them YOUR contact number.My wife has had problems with this lot recently,she had an old STYLE credit account card many years ago with RBS. Anyway to cut to the chase, she arranged a plan to clear the account by aug 07, by the way nothing signed, direct debit cancelled aug 07.Heard nothing until last week when letter arrived from this regal lot demanding payment for £724, She called them and this arrogant tit explained that this sum was purely interest on the account. Anyway, sent CCA request to them and SAR request to RBS, awaiting outcome.
  13. M66 , You and your wife go through those minutes with a fine tooth comb,over and over again, I am fairly confident you will find something that does not ring quite true in there, THEN LET EM HAVE IT.
  14. M , your wife has the right, as sidewinder states, to be accompanied at the hearing by a rep or colleague. She MUST insist on this right as manage ment will have at least three at the hearing. She must also insist to have a copy of the minutes from the hearing. I cannot express how important it is to make sure that she follows this advice,as I have attended these 'kankaroo court' proceedings masquerading as disciplinary hearings quite a few times in the past as a TU shop steward. Tell her to try and remain calm, and do not rise to any provocation from the management whatsoever.
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