Hi briggs yes scm won the ccj i am still paying instalments order now had a notice of change from gj cooper solicitors, thanks for looking

yes they won the ccj still paying instalments order yes had a notice of change yes scm now gj cooper solicitors thanks for looking

hi all i need your advice on this again i thought this had been finished with im baffled just received in the post here goes dearxxxx lloyds bank plc v yourself claim number xxxx judgement balance xx We write to advise that gj cooper now acts on behalf of lloyds bank plc part of lloyds banking group in place of p simmons SMC solicitors We enclose notice of change of solicitors for your reference The court has been notified of the change We will contact you further with regard to the above mentioned court proceedings as appropriate if you have any queries in relation to this claim please contact this office legal recoveries gl cooper on the next letter here goes notice of change of legal representative in the xxx court claim number xxx name of defendant xxxx note you should tix box a. b. c they have tick box b, and c can they take me to court again for this claim im baffled

update another letter today here goes further to the above and our previous correspondence i note we have failed to receive a response please provide us with your proposals regarding this matter in return failing which we will have no alternative then to consider our options sign,d xxxxx compliance team leader

Hi all received this letter today no scanner so i will write here goes Dear mrs xxxx 1st credit ref xxxx further to the above and our previouse correspondence. I note we have not received a response We have provided you with bank of scotland,s reponse to your complaint together with statements which demonstrates the outstanding balance, therefore, please provide us with your proposals by return yours sincerley C R compliance team leader

hi all still receiving yearly statements:|

ok Andy thank you

Hi Andy supposed to be no agreement thou statments from 207:roll:

hi all just received a letter with a load off statements from 1st credit here goes dear mrs xxx 1st credit we write further to the above and our previous communication on the above matter we referred your complaint to the bank of scotland regarding this account and they have provided us with their enclosed response together with copy statements which demonstrate the outstanding balance please provide us with your proposal for this account by return yours sincerly compliance officer

ha Brigs sorry you re leaving the site you will be missed so much all the best and thank you

hi all on checking my file i have notice that lowell have done a search on my hubby,s file

Thank you:-)

Hi Andy no there is no paper work

Hi andy yes to the above question this has been paid off this is what 1st credit are trying to collect on. BOS are saying diffrent they are saying its a credit card which i have never had paper work from them i have had the paper work for the prefrence loan i hope i have not confused you lol thanks

here goes some what confused:-) Dear mrs xxx thank you for taking time to contact us( which i did,nt i persummed 1st credit did) I am concerned to hear about the problem you,ve had with your credit card. please accept my apologies for the inconvenience and upset that we,ve caused you My understanding of your complaint is you do not believe you are liable for a balance of xxxxxx on your credit card which 1st credit is pursuing you for I have looked at your account and can see you were making payments to blair,oliver and scott and their representatives towards the balance of the account after your account defaulted this total xxxx which leaves the balance xxx. I can see from your letter you say you settled the account and enclosed paper work to confirm this. The paperwork you have included is in relation to preference loan and not the credit card that was opened at the same time (yes and thats the only credit agreement i have received off 1st credit and the one they are persuing sent twice so a bit confused at the least) in veiw of the above balance will remain and is payable and you should contact 1st credit to set a repayment plan to clear the balance I hope i,ve explained why i beleive we hav,nt made a mistake i appreciate that my decision may not be the one you wished for, but i hope iv,e explained matters I am very keen to make sure i have resolved your complaint fairly. If you feel iv,e misunderstood your complaint or have any further details you think i should know please do not hesitate to come back to me If you remain unhappy, you also have the option to contact the financial ombudsman service so long as you do with in six months of the date off this letter iv,e enclosed a leaflet providing contact details and information about their service If you have any questions about my reply or have any further information to add i will be very pleased if you call me personally on either the numbers at the top of the letter using my id number xx prompt yours sincerely xxxx customer services well i have had no paper work for this alledge credit card

Hi Andy i have recieved a response for above i will type later printer broken:-)

hi all this what dropped through my door today signed director:roll: here goes CIA FINANCE LIMITED 20-22 BEDFORD ROW LONDON WC1R 4JS dear xxx we are writing to notify you that CAI Finance limited has assigned all of its respective rights ,title and interest in respect of the above reference account including outstanding balance to 1st credit finance limited effective xxx under the terms of this assignment and as defined in the data protection act 1998, 1st credit finance limited is now the data controller of your personal data contained in the records of this account. 1st credit limited has been appointed by 1st credit finance limited to manage your account and it is essential that all future payments and correspondence regarding this account to be directed to 1st credit limited 1st credit limited po box 278 reigate RH2 7WB And they are still writing to me after sending proove that this accoumt was settled:roll:

Thanks Andy:-) yes this has already been on my file it was taken off way back in 2008 will be watching my file:-)

Thanks Briggs