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About lisel

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  1. thank you, but Im not holding out much hope that they wont try and make me responsible by saying I admit to the debt as I have already made an initial payment....wish I hadnt panicked! ....nothing ventured though!
  2. Thanks Postggj when I spoke to the Council they advised me to write to them giving them permission to look into the file archives so that they could find this info (?) I asked for copies of what they had at the moment and that I didnt think it was unreasonable to be requesting breakdowns etc of what I am supposed to owe. And another thing, even although they themselves acan tell me from their screens that they know for the third period of supposed arrears that I wasnt in the house at that time they still want a letter from my landlord stating same! It doesnt matter to them that they have
  3. I too have had dealings with BCW and my problem is not being able to physically go to their Glasgow Office and pay! I do not have a credit card, no switch card and cannot afford postal orders and they refuse to send out girobank slips in order that may make the payment at my local bank...the woman i spoke with was the rudest, most unhelpful being and refused to give me their banking details in order that I may pay by net banking. Did you have any luck with their details and if so could you give them to me in private post mira666?
  4. Local Council Tax office have employed services of debt collectors Buchanan Clark and Wells to harras me for outstanding amounts from previous property from 99-2000 /2001 -2002 and have included months when I was actually in my new property! This is the first I am hearing about these 'supposed' debts and it only came to light because I was seemingly due a refund! Scare tactics of BCW ensured that I made an intial payment until 'things' could be sorted out re the Council but now they are threatening to arrest my bank account and despite the Council saying they would contact them and work i
  5. Hi, recently got a substantial refund from SP for my prepayment meter. Decided to switch Cos and went with British Gas for both gas and electricity supply..all going well so far, then I received a stinking letter from a debt collection agency on behalf of SP telling me that I owed them £142 as I was in debt! Folowed quickly by one which said I owed £122!! Wrote to them telling them how on earth can I be in debt when a) Im not your customer b) you have just given me a refund and c) I PAY FOR MY ELECTRICITY AS I USE IT! British Gas assured me that they would tell SP that I had moved over to t
  6. Hi, I had a home visit recently and like you and your b/f panicked a bit! Neednt have worried though as the person carrying out the visit was friendly and explained fully that they were only there to review my housing benefit as this was part of a new system for people who are disabled/unable to visit their offices with their documents etc. Person who saw me didnt even want to look around, so dont worry, if need be so long as you can proive that you are his g/f who isnt a permanent on site carer then they will accept that. BTW they use digital cameras to 'photocopy your documents!
  7. Hi, if a debt is over 6 years old and no contact re this specific debt has been made, is that still a 'dead debt'? Having huge problems with BCW re council tax demands for a previous property from 1999 - 2001. Long story, however the council seem ok about dealing and investigating it ( have been told that they need a letter from me in order to open their files!) but BCW have been extremely rude and tell me that they will take me to court anyway.
  8. Thanks again Billy...checked online over the weekend re the banding and allowances and yes seems that at the moment Im receiving £72 a week under 'benefit' but could be receiving £95 per week under LHA...go figure! Also was interested to read the case studies in the Gov propaganda. No matter what youre rent is ( on a 4 week or calander monthly basis re your lease) they will pay you X amount every week according to their 'scale' and if you get more than youre actual rent is...get this...you are ALLOWED to keep it!!! no joke! Where on earth does this make sense? Half the population str
  9. thanks for that Billy! thought I was perhaps being called out for something!! I know everyone has a long story..I'll keep mine short! Was refused Incapacity benefit after a medical assesment ( Dr was Russian apparently and got most of what I said wrong including my age!) Anyway, went to appeal and accepted Income Support at reduced rate. Informed the local housing benefit team re the change to my income and was told that it wouldnt make an ounce of difference to my circumstances ( which is odd as they always seem to want to know!) Anyway, appeal was fought and won ( thank you welfa
  10. Ooops....sorry...I'm not in receipt of DVLA!!! but rather of DLA!
  11. Hi there, completely sympathise with your plight and hope that it all turns out ok for you..some people have nothing better to do than to snoop and tell tale on others and mostly i find to cover up and take the heat off themselves! Nosey neighbours..who'da thunk it eh? Question of my own to add so if anyone has ideas? I have been claiming housing benefit for 6 years, always filled in the yearly review forms, provided the necessary info they always asked for and have never broken my claim. On Friday I received a letter saying that Benefit Officers were 'in the area' and would come and 'he
  12. lol thanks! its a steep learning curve i suspect!
  13. Just thought I'd say 'hi' to everyone and that im looking forward to browsing around and hopefully adding my own thoughts and help.
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