enamae
Registered UsersChange your profile picture
-
Posts
388 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Everything posted by enamae
-
Just a quickie for reassurance xx
enamae replied to watchinginvestigation2011's topic in Financial Legal Issues
Term 6.10 gives the address for Data Protection Requests for Tesco Home Phone Services http://www.tescobroadband.com/tesco-homephone/service-terms-and-conditions.aspx enamae -
Income Tax Underpayment
enamae replied to cymruambyth's topic in The Bear Garden – for off-topic chat
Could only find one which gives a link in Daily Mail Report http://www.consumeractiongroup.co.uk/forum/showthread.php?276025-HMRC-Tax-Blunder http://www.dailymail.co.uk/news/article-1309639/Tax-blunder-rebellion-Experts-urge-1-4m-pay-taxmans-mistake.html enamae -
Downloadable version of the Workplace(Health Safety and Welfare) Regulations 1992 Approved Code of Practice. (Regulation 7 deals with temperature) http://www.hse.gov.uk/pubns/priced/l24.pdf enamae
-
I've asked site team to move this to repossessions. enamae
-
My daughter went on to complete a foundation course before University and was able to get help towards some of her costs from the Access to learning fund. If your son speaks to the college they should be able to advise him whether or not he would qualify. http://www.direct.gov.uk/en/EducationAndLearning/UniversityAndHigherEducation/StudentFinance/Extrahelp/DG_171615 He could also look into getting a N.U.S. Extra Card. enamae [url=http://www.direct.gov.uk/en/EducationAndLearning/UniversityAndHigherEducation/StudentFinance/Extrahelp/DG_171615][/url]
-
Advice on credit card debt please
enamae replied to Bumbler111's topic in Dealing with Debt in Scotland
I Think it's because of the Capital letters in the link. Try this: http://www.moneyscotland.com/das/MoneyScotland/Homepage enamae -
CAG Site upgrade - thread 1
enamae replied to PGH7447's topic in The Bear Garden – for off-topic chat
I may not know you, but I'll still miss your posts which I've always found to be informative and reassuring. Hopefully, once things have settled down and the "glitches" have been sorted out you may change your mind. If not best wishes for the future. enamae -
CAG Site upgrade - thread 1
enamae replied to PGH7447's topic in The Bear Garden – for off-topic chat
Still not able to access posts with no replies. enamae -
Bumping for advice. enamae
-
I've just checked their website which states:- "If you make your initial payment by cheque before 2pm it will be received at our processing centre the next working day. Later payments will be received at our processing centre the following working day. You can draw against it on the sixth Working day after it reaches our processing centre. You will start earning interest on the cheque from the second Working day after it arrives at our processing centre." The 21st July was a Wednesday so your cheque (if paid in before 2pm) would have been received at the processing centre on the Thursday. This would mean that the cheque would not have cleared until the following Friday(30th). If you paid it in after 2pm, it will not be cleared until Monday. enamae
-
You should be aware that even if your current account is not overdrawn, they may refuse to close it while you have still have payments outstanding on your loan. enamae
-
http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html enamae
-
Lloyds - removing benfits from Disabled Living A/C
enamae replied to Csol2001's topic in Lloyds Bank
They are not allowed to do this as confirmed in the attached link. banking: firms' right of 'set off' Insist they return the payment to her brothers account immediately. enamae -
How much longer are we going to have to put up with these on the side of the Forums? The only thing that allowing these links to appear succeeds in doing, is giving the impression that they have the full approval of CAG. enamae
-
In a word NO. Check condition 3 on the following link banking: firms' right of 'set off' enamae
-
Some information on Banks' right of set off banking: firms' right of 'set off' enamae
-
THE Election - Made your mind up yet ??
enamae replied to Mr lex's topic in The Bear Garden – for off-topic chat
I think this the link you need http://www.consumeractiongroup.co.uk/forum/special-needs-disability-etc/261540-schooling-support.html enamae -
I think you'll find that this is covered by Section 9 of The lending Code deals with Financial difficulties. Page 23 deals with the procedure for the recovery of debts; Debt recovery procedures 162. If the customer does not co-operate with the subscriber, a plan cannot be developed and the subscriber may proceed with normal debt recovery procedures. Lack of co-operation would include not responding to the subscriber’s attempts at contact and unreasonable demands by the customer (for example, a request that the debt be written off or repaid over a very long period, even though the customer could afford to make reasonable repayments). 163. The subscriber should take into consideration any other accounts that the customer may have with the subscriber if these have a credit balance. In addition, if a customer has assets which could reasonably be expected to be sold to reduce outstanding debts, the subscriber may request that the customer, and if appropriate, their adviser, considers this option. Thereafter, the subscriber should acknowledge that income should only be used to repay ‘non-priority’ debts once provision has been made for any ‘priority’ debts. The subscriber should leave the customer with sufficient money for reasonable day-to-day expenses, taking into account individual circumstances. Subscribers will not subject customers to harassment or undue pressure when discussing their problems. 164. A debt is considered ‘priority’ where the customer’s failure to pay could lead directly to the loss of one or more of the following: The customer’s home (e.g., rent, mortgage, secured loans); The customer’s liberty (e.g., council tax, child support maintenance, income tax, court fines); The customer’s utility supplies (e.g., water, gas, electricity); or The customer’s essential goods or services (e.g., a cooker, a fridge, or the means to travel to work). enamae
-
Why does the OP have to request another CCA? Is it because the one received this morning was blank, it was received as a result of her phone call yesterday or to see if they actually have a signed copy? Ashley was there a covering letter with the CCA ? enamae
-
I've added a link below to a recent case that is similar to yours. http://www.consumeractiongroup.co.uk/forum/legal-issues/249700-ccj-scotland-issue.html enamae
-
Athena & Lidl... I'm intrigued.
enamae replied to Bookworm's topic in Private Land Parking Enforcement
Athena support the three childrens charities/organisations shown below: www.cats.nhs.uk www.winnicott.org.uk & www.oxfordradcliffe.nhs.uk Lidl's charity partner is the British Heart Foundation enamae -
janindebt's other thread (link in my post above) stated that she had not received a claim form and as she was unable to defend the claim in court, she should be able to have the judgement set aside. enamae
-
There's a bit more information on this thread. http://www.consumeractiongroup.co.uk/forum/general/252882-link-financial-ccj.html As you did not receive a claim form from the court, you should complete a N244 form to apply for the CCJ to be set aside. this can be downloaded from the HMCS website. enamae
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS
The Consumer Action Group
×
- Create New...
IPS spam blocked by CleanTalk.