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FairPlay77

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Everything posted by FairPlay77

  1. If payment for work done previously is received after someone has started receiving Pension Credit, does it have to be declared? If it is declared, will the Pension Credit be docked?
  2. Could someone please help me with the following questions: 1. If payment is received from previous work after someone has started receiving Pension Credit does that payment have to be declared and will it be deducted from the Pension Credit? 2. If a person starts a part-time job while receiving pension credit will wages for that job be deducted from Pension Credit, or is there a certain amount that can be earned before deductions kick in?
  3. Can someone who is knowledgeable on pensions law please tell me whether Pension Credit payments have to stop at the age when a person would normally qualify for the State Pension or can they continue as a 'topping up' measure if the person concerns does not qualify for the full retirement pension?
  4. WHAT is the position is someone is (a) receiving pension credit or (b) the old-age pension?
  5. IT might not be much use to an individual but it would be extremely useful to anyone in the media investigating bailiff abuse!
  6. THERE is no need to be terrified. As long as you have not previously granted permission for the bailiff to enter your home, he is POWERLESS, and he knows it: that's why he was so angry when you spoke to him. If a bailiff or anyone you suspect of being a bailiff calls, do not open the door and do not even speak to them, and of course make sure that all doors and windows are closed so that he cannot gain entry. The charges he is trying to extort from you are grossly excessive. The correct charges are £24.50 for a first visit, plus £18 for a subsequent visits. Your best bet is to c
  7. British Gas are threatening to charge me £14 because I have not been able to settle my bill, despite paying £10 weekly. As this is less than they have demanded, they have taken me off their instalment plan and are demanding I pay the balance in full and have given me ten days to do so. My questions are as follows: 1. Is the £14 charge legal, or is it something that needs to be taken to the courts in the same way as excessive bank charges have beeen? 2. How can I, and others in the same situation, launch a legal challenge against British Gas over their excesssive charges? 3
  8. IF the council are stupid enough to send back your postal order, send it straight back to them with a note saying that you demand that they accept it for the year that you have specificied. And to make them see sense, complain about their silliness to your local councillor. In future, though, it would be better to pay them by Standing Order if you have a usable bank account or, if you have a credit or debit card, you can pay online.
  9. It seems from your first post that the bailiff only made one visit to your home. If that is the case, he can only charge for one visit, i.e. £24.50.
  10. IS there any way you can hide your car? If not, perhaps the best thing to do is to TEMPORARILY go on dealing with the bailiffs but, at the same time, gather together all the evidence you can about their unlawful behaviour, such as their illegal letter charges, and report them to the council, saying that, as the bailiffs have tried to defraud you, you demand that the council take back the account. If the council refuses, you can then complain to your local councillor and get him/her to intervene on your behalf. From what you have said, the correct bailiff charges so far are: £24.5
  11. I THINK you can take it as read that the £250 went straight into his pocket. Ask the bailiff company for a breakdown of your account. You need to be free of these vultures, so I suggest that you ask the council to take back the account and that you put them in the picture concerning the bailiff fees and your personal difficulties. If you have difficulty in getting the account taken back, speak to your local councillor. If you are eligible for a 20 per cent student discount, then obviously you should point this out to the council.but are you sure you should be paying council tax at
  12. MY understanding is that if, for example, a bailiff looks through a window and spots, say, a computer or TV and puts it on a WPO but it is not signed by the home's occupant then it is not valid. In any case, as the bailiff in such a case would not have gained entry, the WPO is UNENFORCEABLE. I
  13. BEFORE you do anything else, you need to find out how much the bailiffs are trying to charge you in fees over and above the amount owed to the council. The chances are that they are over-charging you - a common bailiff practice - in which case you will find that you owe less than you previously thought. Also, you need to find out whether the Walking Possession Orders are valid. Have you, for example, actually signed a WPO or are the bailiffs trying to charge you for a WPO you have never signed? And have the bailiffs ever been allowed into your home? Do you know the name of the bailiff
  14. THERE'S no law that says you have to deal with bailiffs. They are no more than tinpot private companies who happen to have a contract with the council. I would advise you to break off all contact with the bailiffs and start paying the council direct (they are not going to refuse your money!). Eventually, Jacobs will get the message and return the account to the council anyway. If in the meatime the company attempts to contact you, refuse to speak to them. They are not the police, and they have absolutely no hold over you (unless you choose to let them). Forget about them, and solve y
  15. I would suggest you report this to the council. Do it first personally or on the phone so that they know about this as soon as possible and then repeat what you have said in writing, and make sure you keep a copy. As for your question of where did the bailiff get his extra charges, the answer is almost certainly that he concocted them out of the blue because he was hoping you would be ignorant of the law! And, as others have said, don't open the door if he pays a visit or if you suspect any visitor is a bailiff. Finally, treat the bailiffs with the contempt they deserve. In other
  16. YOU pay the council anyway, but only what you can reasonably afford, and you continue paying them in affordable amounts until the debt is clear. They cannot refuse to take your payments, but pay them by Standing Order not by Direct Debit, as in the latter case they can unilaterally change the amount taken. Bailiffs, by the way, cannot charge your for letters: they are just trying it on. Have you ever let the bailiffs into your home or signed a Walking Possession agreement? If you have not, then the bailiffs cannot enter your home unless they find an open door or window, but you sh
  17. The DWP have told me they are going to deduct £3.25 from my Pension Credit, as requested by my council in connection with council-tax arrears. They claim in their letter that I have 'no right of appeal', and I want to dispute this. 1. Do I have the legal right to challenge the 'no right of appeal' ruling on the grounds that it is a violation of my rights under the Human Rights Act, and do I have any other recourse? It seems downright authoritarian and utterly unacceptable for these people to reach a decision behind closed doors and then attempt to deprive me of the right to query it,
  18. THE fact that he levied on a broom and other odds and ends outside your house does not give him the right to break into your home. He's just trying to frighten you. You should, however, try and hide your car, if you have one, as he would be able to levy on that if he found it. BUT, the best bet is to get the council to call him off and to write a strongly worded complaint (by email and recorded delivery) to the bailiff company in order to scare them off in the meantime. And PLEASE, as you were threatened, PURSUE THIS MATTER WITH THE POLICE. As you've got witnesses, it looks to me that you've
  19. My understanding is that, even with a WPO, they first have to notify you when they intend to come and take your goods, i.e. they can't just turn up without notification. But, if someone's circumstances change after they have singed a wpo, their best bet is to go back to the council and explain their difficulties and ask for the bailiff to be called off. But the best bet of all is NEVER to sign a WPO in the first place.!
  20. I suggest that you report the matter to your local councillor and ask for his/her assistance in having the account returned to the council, which should be possible as it seems that you are a vulnerable person. Moreover, even if the council refuse to take back the debt, there is nothing to stop you from paying them anyway, either by cheque or standing order: there is no law that says you have to deal with the bailiffs, and I would advise you to refuse to do so. I think, also, you should get back to the police and insist that, as a victim of threatening behaviour, which can be verified by
  21. I'm not sure about that. Locking everyone inside almost certainly constitutes the crime of UNLAWFUL IMPRISONMENT. I don't think the police, even though they are generally useless on bailiff law, would have allowed that, and I think that the bailiffs concerned should now be prosecuted under the criminal law.
  22. YOU don't have to pay 'in full', i.e. in one go, and you don't have to pay the bailiffs. If you wish, you can make all future payments direct to the council, and YOU should make the decision regarding how much you can afford. Don't let anyone else tell you how much you should pay. If you want to pay the council direct, pay by Standing Order (not by Direct Debit). They cannot refuse to accept your payment. If the bailiffs turn up at your door, ignore them. They are paper-tigers. They only have a right to enter and take your property if you let them in or if they find an open door or
  23. THERE'S no need to inform the council about the Standing Order. They will find out soon enough! As for your fears of a confrontation with the bailiff, this is understandable but please believe me when I say that these people are all bluff and bluster and have zero powers as long as you don't let them into your home. After they have found out that you are paying the council direct, they will eventually give up when they find that you are not going to change your mind.
  24. HAVE YOU let the bailiffs into your home and signed a Walking Possession Order in respect of the latest council-tax bill? If the answer is no, then the bailiffs are powerless and there's no need for you deal with them. Although the council may not accept a payment plan, they cannot refuse to accept any payments you make to them direct (the best way to do this is by Standing Order. You need to decide how much you can afford, which will probably be less than you are paying the bailiffs, and make regular payments to the council. Providing that you have never let them into your home o
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