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SharpmanTF1

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Everything posted by SharpmanTF1

  1. cca78 barclaycard, see what they come up with.
  2. did you sign anything with Barclay card? I presume not. Did you ever get the CCA after the request ? from Goldfish. just because goldfish was bought out by barclaycard it does not make barclaycard the OC. i'm sure others more versed in the ins and outs of buy outs where credit companies are concerned will be able to advise you.
  3. Try here Public Records::People Search UK Phone Number and Address Search::People Search UK People Tracing Services::People Search UK PEOPLE SEARCH,using the electoral roll and voters roll or let one of our Trace Investigators find them for you Find people, free trace, missing persons, friends, search, UK, lost, births, mothers & fathers They may be able to assist in your quest.
  4. look at rule 16 - tell your friend to breach one of their rules - bobs yer uncle - membership terminated, no more payments
  5. i second what big steve has stated. as windows 7 is still in its infancy, i would scrub it and put another o/s on it. I'd second the XP route also.
  6. was that the complete contents of the letter (FPN) that you received? s 33(1) concerns hazardous waste, so I don't think that concerns you. anyhooo, it does not state where the alleged offense took place. does it have official headed paper. ie from which council did this come from? 'pay the money to me .......' yeah right.
  7. hey Dj1971, where does the early settlement rebate come into it. What is there to settle. Mis sold PPI, and they get to keep some of the dough? dx100uk as suggested here is a copy of the loan agreement with the ppi details. scrubbed loan agreement1.pdf
  8. so, would this sound about right. original up front payment £6612.30 - 240 payments 0f 57.78 = 13867.2 (the payment amount will change, as soon as FP provide me with the breakdown) £13867.20 - £6612.30 = £7254.90 (interest.) So If all goes according to plan I should get the 13867.20 + the total of £57.78 @ 8% interest (or what ever the payments are) (Obviously, those figures are subject to change as the APR fluctuated.)
  9. ref Calculations for refund. what exactly do we claim for. payments, contractual interest and/or 8% interest. do we just add up the the original Sum + payments made + contractual % + 8% ? or is it either 8% or Contractual % or do they get to chose. Contractual is a more beneficial option to me as all the contractual intrest was above 8%. started at 8.9 and hasn't dipped since. has risen to 10.8% as of feb 2008, but i'm sure that has change since then. i'm awaiting a history of interest rate changes from FP at the moment.
  10. Ok, Going with a SAR. to get full info on payments, APR history and break down of how PPI and Loan payments are paid. The cheeky beggars want £17.00 for statements. apparently i'm not entitled to them as the norm so i need to have ad hoc statements - 5 in total. Sar cheaper option. That's what I'm going with at the moment. anybody feel they could add or subtract anything to bolster my chances of getting the info I want.
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