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About Crolthtroll

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  1. Hi, I settled this before the court hearing via a consent order. Thanks for all your help.
  2. In all seriousness, I think it should be reported to the FCA (and hopefully discouraged by them) as the long term effect is that people maybe fearfull of seeking the help and support they need when dealing with these complex and stressful issues. It's one thing reading posts in an attempt to gaining ground in the claims they bring, it's a whole different ball game when using posts in email threats, and as evidence when trying to plant the seed of doubt of the defendants credibility.
  3. I've got a CAG troll! WS received and they are using screen shots of my posts on here in their bundle and mentioning my registration to this site in the statement it's self. Unlike other users I haven't had any emails threatening to use this site as evidence of not willing to engage with them and an admittance of debt. One of the many good reasons why not to disclose your email address. Hello Mr Troll you getting some good pointers following my every move I myself find it a bit hope it doesn't turn round and bite you were it hurts most!
  4. I checked my credit file and the date of the default entry was 11th July 2016. Postie has been no WS from Kearns. I dont want to send mine till very last minute so they dont get to see it before sending theirs. I will post the one to Court today as have not been able to do a paginated pdf using my phone.
  5. Thank you so much Andyorch. Bundle all ready to send to Court tomorrow. Could you explain the paragraph you added re Statement of account, is it because it's not on headed paper? So the default notice is invalid, could the Judge choose to accept it or is that point of law? Thanks again ellis01
  6. Hi Andyorch, Please could you look at the attached. Thanks Ellis01 kearns_ e0hc0p45-ws-final (1).pdf
  7. Thanks Andyorch, where would we be without your help? Clueless and up the creek without a paddle I have a question In my ws I am disregarding the MS TCs but then relying on them to prove they were not sent with the application form. Is there a better way round this? Also according to comp house Dean Witter was dropped from the comp name in 2004 would that mean the tcs should be in the Name of Morgan Stanley Dean Witter as my application was signed 2003? My ws and court bundle has to be sent by pdf which concerns me as the copy of the agree
  8. Hi Both, Yes they have paid, order says 14 days before 4th June, Email from court today says 10 Days. I intend to call the court Monday to talk through the remote hearing process and clarify.
  9. Yes Andyorch I havent received anything from Kearns. I have however, received a mail from court today confirming the case will go ahead with no change of date but by remote hearing. Took me all day to put that together as I only have my phone no lap top. I am keen to get it ready I know it needs work but that is the basis of my defence.
  10. Here is my witness statement, could you please help refine it, I would like to add/quote and print examples from the correct sections of the consumer credit act? Thank you
  11. Has anyone been through the remote hearings process yet? I would like to get a heads up on how it went so I know what to expect. Thanks
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