Hello, Sorry to push this back to the top of the list I was wondering about my above question. sorry to be pushy! Thanks ~OD

So should I give Egg and Fredrikson Intl my new address on the letter? They cant contact me by post at the moment, they just have my mobile number. Thank you ever so much for the replies so far! ~OD

Hello, I am new to the forums and first off I'd just like to say hello to everyone and that I have been reading through much of these forums and thought that I would post my situation and ask for your advice. In 2004 I was made redundant from my job and got into some trouble with my credit cards. I settled all of them completly apart from my Egg Card - I settled this with a full and final settlement of £700ish. Yesterday, on my mobile phone a debt collection agency called Fredrikson International rang me to ask me for the remaining £261. I explained to them that I made a full and final settlement for the card in 2004 and that I was not liable to pay the £261. The agency then went on to say that I would have to prove that with the letter I recieved from Egg. I do not have the letter for this anymore as I had not heard from them and 3-4 years down the line I chucked it away. (I didnt tell the agency that!) I said I would not pay as I did not have any binding contract in place with Egg. They said they had wrote to me on a number of occassions trying to recover the money - I have recieved none of these letters as I moved house last year. (so between 2004 and 2006 they still could have written to me for the money) They asked for my new address, which i refused to give them as I do not have a contract with Egg and had never heard of this Debt Collection agency; they could be anyone! Although they got all my details correct; apart from they didnt have my current address. As the conversation went on they basically said unless I pay them in the next 7 days they would see me in court. I'm pretty gutted and up a height about this and was wondering - what can I do about it? I dont think I owe them this money, although I cant prove the full and final settlement I do have the transaction on an old bank statement. I hope I have posted this in the right forum and any help anyone can give me will be great! Thanks! ~OD!