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pupstermum

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  1. Thanks for that - I could not find an address for the CRA through the link (am assuming that is the Credit Referral Agency??). If I write to Asset Link should I just ask why the default is there and when it was put on. Is there anything legal I can quote at them? Thanks very much Melanie
  2. How can I remove a default notice against my name from Asset link? I posted originally in 2007 in the forum Capital one (Help! Asset Link is taking me to court) In brief, I purchased a conservatory from anglian in 2002 for £11200 and although offered to pay in full was persuaded to take on an interest free finance agreement which I paid by direct debit for 12 months with no penalty for the balance being paid in full. After this finished, I never heard anything again from the company. In 2004 I moved into my present address, and in 2007 received a letter from Asset link saying i still owed
  3. Hi - I originally posted a thread Help! Asset link taking me to court in forum capital one in 2007-08 and received some really valuable advice which I followed and never heard anything again. I have found out this week that I now have a default next to my name from....Assetlink. Is there anything I can do to get this removed? My last correspondence was 8 Jan 08 from Mrs Roberts Litigation officer at asset Link Capital, saying ...we wrtie futher to your recent defence filed. The contents are noted. In order for us to fully investigate the points you raise, documentation has been requested from
  4. I am really stuck as to what to do next with this Asset Link situation and wondered if you could advise me. I think I need an N244 form - but am not sure how to get this or what to do?
  5. Rory, do you suggest that I send this N24 form which you mentioned? I feel a bit stuck as to what to do now.... thanks
  6. Rory, do you suggest sending this N244 form which you mentioned? II feel a bit stuck. Thanks
  7. Yes. I put in a 'defence' letter (#3) - have not heard anything back from the court. However, yesterday I did receive a letter from Asset Link saying that they had received my letter (23rd December 2007) and were going to request the relevant documents from the archives of the finance company. I suppose I just have to wait and see what they come up with - and guess that this 'interest' is being added on each month and there is nothing I can do about it. Scary.
  8. Hello there It is now 13th January and I posted my letter as advised recorded delivery on 23rd December - and as yet have not received any reply atall. I ended my letter with "I must advise you that if the information is not forthcoming, it will be reported to the Court ............file a defence and counter claim". May I ask for advice on what step to take now? Should I send a copy of my letter to Northampton County Court? Thankyou vbrep_register("1324682")
  9. Hello there It is now 13th January and I posted my letter as advised recorded delivery on 23rd December - and as yet have not received any reply atall. I ended my letter with "I must advise you that if the information is not forthcoming, it will be reported to the Court ............file a defence and counter claim". May I ask for advice on what step to take now? Should I send a copy of my letter to Northampton County Court? Thankyou
  10. I can't find the words to say how appreciative I am of what has been posted - I feel a bit stronger! the issue date is 18 December 2007 making the 'date of service' 23rd December. I think I have read correctly that I have 14 days from this date (23rd) in which to submit my defence. I have already sent one letter though. Forgive me if I haven't understood your advice, but do you think I should send the letter as per your template, (thread 4), first, followed by another (for which I understand there is a fee); or have I misunderstood that? Can I just say again, how grateful I am for
  11. The Claim form Calain no. f7X160015 northampton says The Defendants are indebtedto the claimant under the terms of a credit agreement dated 23/4/02 and assigned to the Claimant. The Agreement is regulated by the Consumer Credit Act 1974. the agreement provided that interest would be payable before adn after a judgement. The right to proceed for subsequent interest is reserved. Default occurred in payment and the loan was called in under S.87. This is signed Asset Link Capital (no1) ltd. The amount claimed is £2216.35 plus court fee of £75.00 totalling, £2291.35 In my defence I sen
  12. Please, please could someone give me some advice as soon as posssible?: I received a letter on 29/12/07 from Assetl Link Capital saying they had purchased a debt from First National Consumer Finance. I had absolutly no idea what this was for : I have a mortgage but have never ever owed money, had a store/credit card or any debt. I telephoned and found out it was for a conservatory I had built at my old house in 2002. I had puchased a conservatory from Anglian windows for £11700 and was persuaded to take out a finance agreement because it was interest free for the first 12 months (even though I
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