We have 2 parking bays and three cars, one is broken down and we cannot afford to fix it at the moment. I did say that I would move it as really we cannot afford it anyway. The vehicle does not cause any nuisance whatsoever, it does not block any other vehicles. The gardener has been coming for the last five years and it over hangs about an inch onto grass that he cannot cut! and now this is a problem. We have been using the extra space now for about 4 years! The vehicle was going in the four years we were using the parking bay but recently in the last six months or it has been sorn off road until we decided whether to fix it, sell it or just get rid of it if neither could be achieved. Thanks for your reply.

No the vehicles have been properly sorn off by the DVLA.

Hi all, I was looking for some help with regard to a letter we received over allocated parking spaced. We have received a letter to say that in order to regularise matters going forward they are enclosing an invoice for parking charges due in the sum of £147 plus VAT to reimburse for the period following notification up to the end of October 2013 and charged at £3 per day. Whilst the additional space continues to be used we will continue to invoice you for its use. At the moment we are using three bays for parking because we have two broken down cars which we cannot afford to get fixed. The person who owns the land, which is a company, came round on 12 September to say that their gardener could not get to the grass and we would need to move the vehicles to allow him access and in any event we should move the broken down vehicles. At no time was any dates mentioned to remove the vehicles and no notice period was given when they should start charging for the parking space. Matters were left that we would make arrangements to move the vehicles as we realise we were taking up more bays than we were allocated and rightly so I agreed that I would move the vehicle. Can anyone let me know how I should go about replying to this letter. My main worry is that we were not given a time period in which to do any of this and obviously we will do all we can to resolve the matter but I cannot see how they can charge us for something that we have not entered into. They say that they can revoke this temporary arrangement at any time. Can someone please let me know whether they are entitled to charge us £147 plus £3 a day until the vehicle is removed since no agreement was ever made in this respect. PS. we have been at the property for five years without any problems. Regards,

Oh wonderful, I just wanted a legal terms to use. Now do I put that in a defence when replying to the claim form or do i just write to them.

No I dont have the terms and conditions of my contract with them. I am not sure how I can get around this as I feel that this is a lot of money to be pay from when the debt arose to Judgement. I have only just today received the summons which I intend to reply but I just wanted to know what I should put down about not agreeing to all of the claim as I want to dispute the interest. I thought that if they were claiming interest then is it not down to them to produce documentary evidence to say that this was an expressed agreement between us.

Hi, Thanks very much for your quick response. All it says in the claim is that: "Further, the claimant is entitled to and claims interest pursuant to contract at the rate of 1.5% per month and interest continues to accrue at a daily rate of £3.27 from the date of issue of these proceedings until judgment or sooner payment".

Hi All I have used the forum before against a credit card claim which was so old they issued and I won. Anyway, I have got into financial problems again and have received a Claim Form regarding unpaid school fees, from my daughters' previous school. We don't dispute all the claim and are happy to pay this but we do dispute is the exorbitant claim for interest. Is there a way around this. All we have received is a Claim Form a print of fees but no contract to say that they are entitled to claim interest. Not sure if I have posted in forum thread?

Hi there Yes make sure you start your own thread where you will be given much advice and how to fight/settle any debts either amicably or through the Courts. I cannot praise the forum enough - and as you can see I actually got my case dismissed! Good luck. I did not communicate at all with 1st Credit as my dealings with them were not favourable to say the least and they lie!

Hi all The story so far. I put in a claim back in June last year for unfair bank charges and sent the necessary letter(s) and schedule etc after I receiving copy bank statements and working out charges. However, I received a letter back from HSBC saying that the matter was on hold pending the outcome of the test case we keep hearing about. Anyway, this morning I received a 3 page letter from HSBC stating that following the hearing on 22 and 23 May this year that "As previously agreed with the OS and FSA customer complaints relating to unarranged overdraft charges will continue to remain on hold. The FSA agreed to this subject ot conditions that protect your right". ??? This is only a small section of the letter I received, I can if you need to, type out the whole thing! What should I do now? I am willing to proceed with this matter what is the next step bearing in mind I have already forwarded the necessary letter and schedule out. Court proceedings ? Please advise.

Dear Paul and also to those who contributed, I have just received a letter from the Solicitors acting for 1st Credit enclosing a Notice of Discontinuance of all the claim against me. I cannot tell you what a relief this was to received. Obviously, I will be checking first thing in the morning that the same has been filed with the Court and that the matter is at an end. I would just like to thank you all for a fantastic conclusion to this matter. Obviously keep up the good work - what a fantastic job you all do in not only giving us great advice but also giving us motivation to take this big companies on. Great job. Thanks again. Good luck to you.

I have made a note anyway to call the court on Friday but will do as above. Thanks.

Sorry should have added, the Order was made by District Judge Goddard sitting in Trowbridge.

Just to keep you updated Paul, I have received a General Form of Judgement or Order from the Court on Friday indicating that the "Upon the Courts own motion. The Court has made this order of its own initiative without a hearing. If you object to the Order, you must make an application to have it set aside, varied or stayed within 7 days of receiving it. IT IS ORDERED THAT unless the CLaimant by 4.00 p.m. on 22nd February 2008 file the ALlocation Questionnaire and pay the relevant fee, the claim do stand struck out". I will let you know if they file their questionnaire. I take it if they do then a hearing will be set before the Court? Regards Madge

No, feel free this is an open thread as far as I am concerned. Its very disbelieving that they can do this. I know and I am sure that they do as well, that at no time did I have an overdraft. I would remember a £5,000 overdraft!! in any event. I think it very unfair that they can do this. I am more than willing to enter into negotiations with them should they provide any legal documents to the contrary but to not do so and then try and be dishonest about matters just does not cut it. How did you settle the case. In or out of Court?

Thats great. The case has now been listed to be heard a bit nearer to me now so I will come back to you just as soon as I have heard from the Court with directions. Regards Madge