mr.ton
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Everything posted by mr.ton
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Lowell Financial and T-Mobile Account
mr.ton replied to stationearth's topic in Debt Collection Agencies
Mobile accounts are not covered by a CCA unfortunately. However Lowells still have to prove it & having these statements sent to you proves nothing. Lowells have no legal authority to any money off you anyway, only a county court does - so tell them to get lost & if they refuse, report them to the authorities. -
The thing is..none of these DCA's ever do send anyone (not in my experience anyway) & they know they can simply be told to go away.
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Not sure what they think adding more charges on is going to achieve = fools
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They will carry on ringing you if they sense that you are vunerable. Once they see they are getting nowhere, they'll soon give up.
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What a load of waffle from Capquest. Report them to the OFT,trading standards & the info commissoner.
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Hi welcome to CAG. Firstly stop speaking to them all on the phone & refuse to answer security questions if they ring you. None of them have any legal powers over you whatsoever - only a county court does. Others will be along with their suggestions/responses soon
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Sainsburys CC-Robinson Way and now Westcot!
mr.ton replied to triumph2000's topic in Debt Collection Agencies
There is simply no proof of this debt, so i dont know why you are still paying. They've had their 12+2 days & their time is up = no excuses. They are now in default. Report them to the OFT & trading standards. -
Do not provide them with any personal id whatsoever as they have no legal right to see such information.
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They have no legal powers whatsoever so id love to know how they plan to arrest a bank account exactly? Only a county court can do anything like that.
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It really is all going very badly wrong for ACS Law. The suprising thing is that they thought they could get away with it all in the 1st place. I think they will be held up in future as an example to anyone in how not to conduct large scale operations like this.
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It makes me laugh how DCA's say that someone made an "attempted payment" You either paid or you didnt & if you did, they have to prove that as well - there is no such thing as an "attempted payment"
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Its just standard nonsense from the desperate Leeds losers. If its stat barred, its stat barred = end of. Report them to the authorities. The companies you mentioned are just different desks in the Leeds threat centre.
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No clown from Westcot will turn up, they'll have no powers & can simply be told to go away.
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Yes of course it depends on individual circumstances. But with respect you are wrong Car - there is a "minuimum legal" in this country of £1 per month. You are correct in that if there is nothing left over then a suspended judgement will be made. Oh & just for the record..this is exactly what i said "Yes..i would imagine they are still repaying it all now at a rate of £1 per month" Nowhere there does it say "they will only have to be" as you accused me of saying
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Not reckless at all, £1 per month is the miniumum legal in this country once all outgoings are catered for & if there near enough nothing left over afterwards. Of course, not all will repay that amount (depends on circumstances of course) - but lots can & will, if need be, based on the above.
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Debt avoidance when you really do not have the money to repay is perfectly acceptable in my personal opinion - so long as its done through the correct legal channels etc.... There really is no point trying to extract blood out of a stone when it comes to that, no matter what moral argument is used. Debt avoidance when you do have the money to repay is wrong & not acceptable in my view.
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That is the minimum legal in this country once all of a persons outgoings are taken into account etc...
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Yes..i would imagine they are still repaying it all now at a rate of £1 per month
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Mysterious Postcard - Call 07959 524979
mr.ton replied to andydd's topic in Debt Collection Agencies
I would just ignore it completely. Why even bother wasting any of your money on a call or text to find out? -
Robinson Way & data: What are they up to?
mr.ton replied to DonkeyB's topic in Debt Collection Agencies
This so called "advanced" system is useless if everyone knows their rights etc... -
Only an hour to go till he's on
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Bit by bit....their industry crumbles
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As mentioned - having the BNP out in the open so to speak, is far better than them being driven underground again.
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Hi Snookie13 - ive asked a mod to start a new thread for you
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No do not contact them & refuse to answer security questions if they ring you. What you received is nothing but one of their run of the mill threatograms. Send them a prove it letter.
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