Haven't heard anything from the abbey for a long time!

I have an Abbey loan, and I'm 100% sure it has PPI. I have looked for my agreement but can't find it. Is there a template letter for me to send to request a copy of my agreement? Thanks

I have an Abbey loan, and I'm 100% sure it has PPI. I have looked for my agreement but can't find it. Is there a template letter for me to send to request a copy of my agreement? Thanks

Oops sorry didn't realise that jpeg would be that big, sorry!!

So I've been doing the good old "ignore and they will go away method".. This morning I get this (below)... Anything to worry bout here? or shall I just ignore this too???

SO..... I'm driving down a road this morning 9am, which has been changed down to a 30 limit... And there leaning up against a telegraph pole is a little 5ft police lady with a hand camera clocking people as they go past!! She must of caught a ton of people because she was right where the lolly pop lady gets wearing a big yellow jacket just like lolly pop would, hiding half her body behind a telegraph pole with her car tucked down a side road... very CRAFTY!!! One is hopeful that I wasn't speeding the first time I past her when I didn't see her!!!!

Thanks I'm getting this done now, Do I send it straight to wescot? Wescot Credit Services Ltd PO Box 137 HU2 8HF Or to abbey complaints?

ok thank you, appreciate your help.

No is this something I should of done? Or do I need to do it now?

Hey Lex, It was put on stay by Abbey after the Financial Ombudsman contacted Abbey.

Can anyone help??... today is the deadline on the letter..

Hi Bankfodder, I am sorry to bother you, I have a thread and was wondering if you could take a quick look. http://www.consumeractiongroup.co.uk/forum/abbey-bank/121833-my-situation-abbey-4.html The letter send to me has a due date soon to run out, and was hoping maybe you could help point me in the right direction? Many Thanks B

Hey can anyone else help me here, or direct me to the right threads to look at?? The letter has a Action must be taken before 25th march 2010 date on it... And they have called the house a few times asking for me...

I'm still struggling with this, yesterday I got this through the door.. http://i39.tinypic.com/v3llyc.jpg Basically the breif of the situation is.. * I was overdrawn * I put a claim in for my charges * claim was put on hold and debt was frozen * now the claiming back charge has been stopped in the big court case * now abbey are chasing the money again which is just under £1700 What should I do? phone wescot and try and arrange a payment plan or something? I really can't afford to pay the 1700 back. Appreciate anyones help!

Does anyone have a link or an idea of where the courts ruling yesterday leave me on my situation? thanks

I think she is going to look down the route of the IVA..

I'm not sure if it is either?! On the "letter of Engagement".. It says.. " Based on the above information, we have recommended a Financial Management plan as the best solution for you." They basically make 25quid out of her a month and pay her debts with the remaining of her monthly payment. "our management fee is charged at a rate of 17.63% of your disposablr income. There is also a minimum and maximum fee bracket. The minimum fee that will be charged is set at £25.00 and the maximum at £100 in any one month. the 'disposable income amount' is the payment you make to us on a monthly basis, to distribute to your creditors on your behalf, and is payable motnthly. This management fee will be deducted from your monthly payment, before the remainder of funds are distributed to your creditors." I don't know how long the arrangement is for but I reckon from a rough working out from the amount owed and the amount she pays that this arrangement will last atleast 20 years... CRAZY..

Hi, My partner has a debt of 28k to 11 different Credit Cards, Loans and bank account over drafts. Curently these debts have been consolidated to one monthly payment through a company called Ashley Park. She pays them in the region of 120-130 a month. But to be honest these payments do not seem to have reduced the figures by one penny after she has been paying them for around 18 months. Which to me seems like a pointless exercise as the overall debt is not reducing. Going this way it would seem like she would be paying this consolidated figure for ever!! Which is not going to help her get financially stable for a long long time.. I have suggested that I think its a good idea to go bankrupt, and clear these debts this way... Can anybody here advise whether they think Bankrutcy is a good solution in this case? Also on a side note.... If it is a good idea, would it be advised that we close our joint bank account and reserve account?

Any chance you can scan in whole letter? (obvioulsy with your private details erased)(I would mine but I dont have a scanner) Maybe somone out there like Bankfodder that knows what they are talking about can have a look and let us know what they think?? Cheers

Hey guys, I just got something through out of the blue.. Its the first contact I have had from Abbey since they frooze their action against me.. The letter is labelled a Transaction Summary Statement and it has a notice date on it that appears back dated to 15/08/2009. Along with a balance due. At the bottom of the letter it has in a a box "Dispute Resolution". "If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman." Does anyone know what this letter means, or is about?

any updates on there appeals??

does anyone know anything about these. My partner has been using these for a rew months which has me a bit worried as I've just found out.. {EDIT LINKS REMOVED} worries the crap out of me because i started to look at the sites and the APR is through the roof. obviously to be kept away from, but I worried that some of these are [problematic] too....

is this where they claim financial hardship...

hey people, hope your all well and good.... anyone know any news on the whole charges mess?? Abbey and moorecroft froze their actions against me ages ago, haven't heard a thing since....