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  1. Thanks to all Site Team for coming back to me so promptly. I am way out of my depth on this im afraid. I am unsure as to wether I have an enforceable agreement Ukaviator ? I suppose I must if they are taking me to court. Everyl etter they have sent me I have sent back the request for them to provide me with a copy of the relevant CCA for Barclaycard to which they have sent me a copy of an application made which is within the thread ! I heard nothing from them since November 2008 then this bombshell. I have claimed no charges back from Barclaycard. Called a local soliciter today for some advise but they couldnt help unless I was prepared to make an appointment & pay accordingly.
  2. Please can someone HELP !! I hve recieved a letter from Turnbull Rutherford soliciters stating that they ae acting on behalf of HFO & are now taking me to court for alledged debt. Return date - 19/06/09 Hearing date - 26/06/09 I have kept all my paperwork for HFO and have heard nothing from them since October 2008 when they sent their last request for me to settle the alleged outstanding account. I replied with the standard account in dispute letter that I have sent to them each time & have also enclosed a copy of all the other letters that I have sent to them each time. I have blocked them from calling me & have also recieved cards for First Direct looking to deliver a package since this date but have declined there offer to contact them. The letter from TRS was sent to me by recorded delivery but we did not sign for it as it was put through the letter box ? The track & trace reference number shows that TRS actually signed for this letter on 15 May 2009 at a different address on the same street. Looks like they posted it to themselves franked postage & then held onto the letter for a few weeks before posting it to me. The Small Claims Summons was served at local court on 13 May 2009. Please can someone advise what I can do if anything ? I am looking to defend this matter BUT have no funds to get a soliciter so am unsure how to defend this on my own. I am going to be away from home day before the hearing through my job so is there anyway that I can defer my defence for a few weeks ? Your help would be greatfully appreciated
  3. Godmother - Sorry to be a pain again - Nothing at all has arrived in my inbox. I see palomino has posted a comment which I see what he means. If the letter is in the temps library I will try to find it. I had hoped to use your tried & tested letter but if its causing an issue or will get you into trouble then I understand.
  4. Godmother - Sorry its the pest again would you be able to post that shotened dear "morons" letter that you have so I can send it off to these morons? Sorry to bother you again just wanna keep ahead of these so called people - with your help of course :grin: sorry if your busy. thanks again for your assistance. really appreciated
  5. you choose whatever you think will suit my situation. Thanks again
  6. Godmother - Sorry its the pest again would you be able to post that dear "morons" letter that you have so I can send it off ? Sorry to bother you again just wanna keep ahead of these people - with your help of course
  7. Godmother MANY THANKS - I will send this right away. I take it a £10 postal order is fine ? You mentioned in link 59 that I should send HFO a dear morons letter ? They still havent supplied the paperwork requested in Novemeber. Could you supply me a colourful template for this. I have a letter from moorcrap saying the missing £200 has been paid direct to b-card ? Thanks again for your assistance.
  8. Godmother could you please help me with this matter. You have mentioned that you have some letters I could use to send to these people. I keep getting the same letters from hfo & have now started to get phone calls as ell. I have caller display so I ignore the unavailable calls, the hfo office calls, the strange mobile numbers or indeed the 02030 number which I think is an international number for croydon !!. They havent sent me any info requested but do keep increasing the alledged debt
  9. Godmother - Congratulations on your new arrival. Hope you are both well - Sorry to be a pest but could you advise on this letters you mentioned in link 64 of this thread if you get 5 mins. Had another letter today - dont want to say too much in case they are watching & perhaps work out who I am !!
  10. leedsangel I understand what you are saying I will just keep an eye on your dealings & hopefully pick up on the track that way. I have a thread on here ref HFO too so was looking for a bit of assistance but understand your caution.
  11. leedsangel - I am fighting HFO at the moment. I would gladly join your crusade. Im not too hot on contact details & e-mail adresses but if you could advise me of the details you are using I too will follow up . I have a thread on here that has ground to a halt a little & I am awaiting some feedback. If you have a few spare moments I would appreciate any assistance - thanx
  12. pt2537 - Are you available to offer some advice on latest saga - Godmother has been off line for a few days now so think she is perhaps busy at the moment. I could do with some more help if possible ? Sorry to keep pestering you.
  13. Not sure if your in labour or pretty busy right now - . Please can you help when you get some spare moments. Could do with those templates you mentioned - Thanks
  14. Godmother - Sorry to bother you - Can I take you up on your offer of Kindness :o Could you sort me out with a letter to this HFO muppets & also a letter so that I can get an SAR from BC ? Can you advise what I do to send the SAR to BC as well ? I understand the £10 p/o applies. If you get 5 mins do you think ive done the right things so far ? Once again your a real help & its appreciated
  15. Godmother - Almost forgot - Should I have sent B/Card a SAR at the start of this whole thing ? Unsure what one is actually but everyone talks about it !! Should I send them one now ? If so HOW Thanks
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