Hi Just to say thanks for all your help guys - I'll keep the business claim on the back burner incase things change. Hattie

Hi Yes, I'll do that and let you know when/if they come back. Thanks Hattie

Hi Sorry to have been away for so long! I did not ever receive a reply from Barclays (re #34)? Regards Hattie

Hi All done and sent off - fingers crossed! Hattie

Hi I'm just working on the letter to send off and when I have looked at the OFT Review I presume you mean add the following:- covered by the waiver (note4)......... (4) Firms have agreed, in particular, that when handling complaints about unauthorised overdraft charges from small business customers, the complainant will be given the option to accept an offer in full and final settlement, or for their complaint to be deferred and considered following the determination of the test case. This is because of the possibility that the test case might inform the approach to be taken in dealing with complaints from small business customers about these charges. In this situation firms will not seek to rely on any time bars affecting the complaint, or the customer's ability to complain to FOS. Just wanted to get it right! Thank you Hattie

Hi I hadn't already posted it! - will get going with it tomorrow and let you know the outcome. Thanks Hattie

Hi Just to say that I got a further letter............... "The District Judge has stated that the stay will not be lifted on the information before him"................. Catch

Hi I sent all the replys that you suggested and it did look promising about Christmas time. However, a got a letter from the Court probably 3/4 days ago confirming that the case has been Stayed. I also got a letter from Barclays offering me a miserly £200 of which I am obviously not accepting. Are there any dates planned in the near future when they will reviewing the situation re Stayed cases? Thank you. Hattie

Hi BC paid all the charges minus the cheque handling fee charges (of which I was pushing my luck!) All done and dusted so that was a good outcome. Thank you for your help. Hattie.

Hi Sorry for the confusion re name change. I had forgotten my password and I must have made a slip up with my username when I set a new one up! I will send the same letter details re post #18 to the local judge and wait and see what happens. Thank you. Happy New Year Hattie

Hi I have just had a letter from my local court saying the case has been stayed. Barclays have contacted me by letter offering me GBP 200.00 (which is a fraction of what is being claimed) of which I will refuse. Hattie