Jump to content
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×
Twitter X - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

fermi

Registered Users

Change your profile picture
 View Profile  See their activity

  • Posts

    382

  • Joined

  • Last visited

 Content Type 

Everything posted by fermi

  1. fermi
    You mean agreements under the CCA197 surely? BTW, they did actually issue the old type loans to continuing students after 1998. It was freshly start students that went on the the new style ones.
  2. fermi
    1998 I don't have copies of my earlier ones at the moment, so can't say if they were the same.
  3. fermi
    Some of them do. This is from one I have seen.
  4. fermi
    Yep. Limitation Act 1980 (c. 5)
  5. fermi
    In that case........... http://www.consumeractiongroup.co.uk/forum/show-post/post-162366.html
  6. fermi
    Student loan debts are not clear by bankruptcy. Sorry. If I am made bankrupt, will I still have to repay my student loan?
  7. fermi
    On a similar topic... BBC - BBC One Programmes - Panorama, Swimming with Loan Sharks Outrageous.
  8. fermi
    Their legal advice is very dodgy. http://www.ico.gov.uk/upload/documents/library/data_protection/detailed_specialist_guides/default_tgn_version_v3%20%20doc.pdf
  9. fermi
    A face to face interview is just standard for a creditor petitioned BR. Not necessarily going to be more intense than a telephone interview. Depends more on your case than anything else. Don't stress. It's really not that bad...........
  10. fermi
    No. Trotter's Independent Traders acted far more legally, honestly and with much higher moral standards than the average DCA.
  11. fermi
    s127(3) repeal Consumer Credit Act 2006 (c. 14) The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) Order 2007 No. 123 (C. 6)
  12. fermi
    Assuming that the debt (or future liability) existed before the bankruptcy and is of a sort that would normally be cleared, then it is covered whether declared on the original forms or not. Considering that a lot people going through bankruptcy are a 'tad' stressed, this is pretty common and the OR/trustee see it frequently. Contact your former OR/trustee and pass the paperwork on to them.
  13. fermi
    They probably mean 'Excerpt'. Easily done. (Especially if you are using a spell checker and don't look hard enough at the suggested corrections. )
  14. fermi
    That's a lot more polite than I would have put it.
  15. fermi
    :rolleyes: http://www.credittoday.co.uk/news/news-item.cfm?news=1359
  16. fermi
    Well, I would still advise contacting Business Debtline all the same. With these things, a 2nd/3rd opinion all saying the same thing helps reasure you that the creditor is indeed talking out of their ********.
  17. fermi
    It is pre-bankruptcy liability, so it is covered by the bankruptcy order. Natwest are talking nonsense. Insolvency Act 1986
  18. fermi
    Still waaaaaaaaay too long....
  19. fermi
    Maybe they should have held on to all those CCA £1 postal orders that they returned saying that they "don't accept them"?
  20. fermi
    Don't feel tooooo guilty. If the debt was SB, they probably only paid pennies for it in the first place.
  21. fermi
    Credit Today online Anyone want to put together a "collection"?
  22. fermi
    Just saw that as well. No reference to genuine help though online. BBC News | 'Misleading' debt firms shut down
  23. fermi
    Not only that, but from a previous search of the ICO website.
  24. fermi
    Not even threatograms. Just vague threats over the phone. To be honest the girl I spoke to hadn't the faintest clue, and just kept on repeating the threat. Ignorant threat monkey basically. That was 2 months ago. Not heard a peep since.
  25. fermi
    Are you sure of that? The clause below is from a genuine SLC agreement of about that time.

Follow: @real_CAG

Navigation Links

Welcome
CAG Community Centre
CAG Library
Banks & Credit
Other financial Institutions
Retail
Non-Retail
Work & Social
PayDay and Short term Loans
Debt
Motoring
Legal

Latest

Our Picks


Help and Support

CAG Library
Questions about This Site
Change your notification sound
Change your profile picture - FREE!


Useful LInks

County Court Forms
MoneyClaim Online
CPR - Pre-Action Protocols
Civil Procedure Rules
UK Legislation
Youth Consumer Service

Reclaim the right Ltd

registered in the UK
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS

The Consumer Action Group

The National Consumer Service
×
×
  • Create New...